Become a Zales Diamond Credit Cardholder and Enjoy these Exclusive Benefits:
- Receive exclusive cardholder only coupons, jewelry inspection reminders and cleaning notifications via email** throughout the year
- $50 OFF on your birthday+
- FREE standard shipping++
- 10% OFF any repair service when you use The Diamond Card+++
Plus, Zero Down Payments with Everyday Promotional Plans:
No Interest if paid in full within 6, 12 or 18 months.
For purchases made under the 12 or 18 month promotional Credit Plans, we will add a transaction fee of $9.95 per transaction. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum purchase of $150 required for 6 month plan; $750 for 12 month plan; $3000 for 18 month plan.*
9.99% APR if paid in full in 36 months.
If the balance is not paid in full in 36 months or if you fail to make any payment when due, regular credit terms will apply and interest will be imposed from the end of the promotional period at the standard, variable Purchase APR of 29.99%, based on the Prime Rate.***
**Limited to one reminder per purchase for accounts with a valid email address and u.s. mailing address. Valid email address must be provided in-store or online at comenity.net/zales.
+Accounts opened in your birthday month or in the 2 months prior to your birthday will receive the birthday benefit during your birthday month the following calendar year. Must have valid email address and U.S. mailing address. Valid email address must be provided at comenity.net/zales. Accounts must be in good standing. Minimum purchase required. Exclusions apply.
++Free standard shipping (3-5 business days) valid for the U.S. and U.S. territories when you use The Diamond Card.
+++Subject to credit approval.
*Interest will be calculated from the purchase date at the standard 29.99% purchase APR. If the promotional balance is not paid in full within the promotional period, the calculated interest will be charged to your account. Minimum monthly payments for this credit plan during the promotional period will be the greater of: the amount of $5 or 1% of your promotional credit plan balance (rounded up to to the nearest $1). Paying only the minimum monthly payment may NOT pay off the full promotional balance by the end of the promotional period. Any balance remaining after the promotional period will be added to the balance for non-promotional purchases and the minimum monthly payment will increase. See your credit card agreement for minimum payment requirements on non-promotional purchases. Promotional financing available with The Diamond Card Accounts are offered by Comenity Capital Bank which determines qualifications for credit and promotion eligibility. At no time will the minimum payment due be less than $25. If your account balance is less than $25, you must pay the amount indicated on your statement in full. To avoid late fees, you must make your Minimum Payment by the Due Date each month. Minimum Interest Charge is $2 per credit plan. Standard variable purchase APR of 29.99%, based on the Prime Rate.
***During the promotional period, the interest rate will be 9.99%. Minimum monthly payments for this plan during the promotional period will be the greater of: the amount of the purchase, including the calculated finance charges that will be assessed from the date of the purchase through the end of the promotional period, divided by the number of months in the promotional period, (rounded up to the nearest $1); or $5. Required minimum purchase of $1500. Promotional financing available with The Diamond Credit Card Accounts are offered by Comenity Capital Bank which determines qualifications for credit and promotion eligibility. At no time will the minimum payment due be less than $25. If your account balance is less than $25, you must pay the amount indicated on your statement in full. To avoid late fees, you must make your Minimum Payment by the Due Date each month. Minimum Interest Charge is $2 per credit plan. Standard variable purchase APR of 29.99%, based on the Prime Rate.
