Williams Sonoma Credit Account Application

Step 1: Application

Credit Card

Exclusive Cardholder Benefits:

  • Earn 5% back in rewards for every $1 you spend at Williams Sonoma1
  • 20% off today when you open and use your Williams Sonoma credit card2
  • $20 Welcome certificate after you receive your card3
  • $25 certificate received during your birthday month4

Plus, earn Rewards faster if approved for the Williams Sonoma Visa Credit Card

  • 6% Back in Rewards on dining from 11/1-12/316
  • 1% Back in Rewards everywhere else Visa is accepted!1

1,2,3,4,6See All Benefits

Rewards Terms & Conditions

If you do not qualify for the Williams Sonoma Visa Credit Card, you may be considered for, and receive, the Williams Sonoma Credit Card, used exclusively at Williams Sonoma. Please review rates, fees and costs for both credit cards before submitting your application.

Your Personal Information


-Select One-

Why do you need my Social Security number?

We use this information to verify your identity and obtain credit bureau information.

Why do you need my income?

In order to comply with federal law, and to determine factors such as your credit limit, we consider your ability to meet the payment obligations associated with this account. Your income information is part of that consideration.

If you do not wish to have alimony, child support and/or separate maintenance income considered as a basis for repaying this obligation, please do not include it in your Annual Income amount. Married WI Residents only: If you are applying for an individual account and your spouse also is a WI resident, combine your and your spouse's financial information.

Contact Information

PO Box mailing addresses are not accepted.
-Select One-

By providing your contact information, including any mobile or other phone numbers, you agree to be contacted regarding any of your Comenity Bank or Comenity Capital Bank accounts via calls to cell phones, text messages or telephone calls, including the use of artificial or pre-recorded message calls, as well as calls made via automatic telephone dialing systems or via email.

Add Authorized Buyer

Authorized buyers are allowed to purchase on your Account; however, as the primary account holder, you are responsible for payments on all purchases.

You may add one authorized buyer to your account at this time. Once your account is open, you may add up to four total authorized buyers.

Add an Authorized Buyer to your account?

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The Williams Sonoma Visa Credit Card account

Earn 5% back in rewards1 for every $1 you spend at Williams Sonoma plus additional cardholder benefits:

  • 20% off today when you open and use your Williams Sonoma Credit Card2
  • $20 Welcome certificate to your inbox after you receive your card3
  • $25 certificate received in your inbox during your birthday month4
  • Free standard shipping on eligible Williams Sonoma purchases5

Earn Rewards faster if approved for the Williams Sonoma Visa Credit Card

  • 6% Back in Rewards on dining from 11/1-12/316
  • 1% Back in Rewards everywhere else Visa is accepted!1

1Subject to credit approval. Offer is exclusive to Williams Sonoma or Williams Sonoma Visa Credit Card holders enrolled in the Williams Sonoma Credit Card Rewards program. This rewards program is provided by Comenity Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see comenity.net/williamssonoma or comenity.net/williamssonomavisa.

2Subject to credit approval. Valid one time only. Duplicate offers will not be accepted. Cannot be combined with other offers. The entire transaction amount after discount must be placed on the Williams Sonoma or Williams Sonoma Visa Credit Card.

3Subject to credit approval. Offer will be received in the mail after you receive your new card. Must have valid email address and U.S. mailing address. Account must not be in default.

4Subject to credit approval. Offer will be received during your birthday month . Must make a purchase in the previous 12 months starting 1 month(s) prior to your birthday. Must have valid email address and U.S. mailing address. Accounts that opened in your birthday month or previous month will receive the offer during birthday month the following calendar year. Account must not be in default.

5Subject to credit approval. Limited to free standard shipping valid in the contiguous 48 states. Offer is exclusive to Williams Sonoma or Williams Sonoma Visa Credit Card holders enrolled in the Williams Sonoma Credit Card Rewards program.

6Subject to credit approval. All Williams Sonoma Visa Cardholders earn 3X Rewards (6% back) in for every $1 spent on dining.. Offer is exclusive to Williams Sonoma Visa Credit Card holders enrolled in the Williams Sonoma Credit Card Rewards program. Each merchant is assigned a code by a third party that indicates the merchant's area of business. Earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Comenity Bank does not have the ability to control assignment of merchant codes.

Williams Sonoma Credit Card Accounts are issued by Comenity Bank.

Williams Sonoma Visa Credit Card Accounts are issued by Comenity Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license.

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Reward Terms and Conditions

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Important Information About Your Credit Report.

What is a credit report?  A credit report is a record of your credit history. It includes information about whether you pay your bills on time and how much you owe to creditors.

How did we use your credit report?  We used information from your credit report to set the terms of the credit we are offering you, such as the Annual Percentage Rate. The terms offered to you may be less favorable than the terms offered to consumers who have better credit histories.

What if there are mistakes in your credit report?  You have a right to dispute any inaccurate information in your credit report. 

If you find mistakes on your credit report, contact the consumer reporting agency listed below, which is the agency from which we obtained your credit report. It is a good idea to check your credit report regularly to make sure the information it contains is accurate.

How can you obtain a copy of your credit report?  Under federal law, you have the right to obtain a copy of your credit report without charge for 60 days after you receive this notice. To obtain your free report, contact:

How can you get more information about credit reports? For more information about credit reports and your rights under federal law, visit the Federal Reserve Board's web site at www.federalreserve.gov or the Federal Trade Commission's web site at www.ftc.gov.


What you should know about credit scores. Your credit score is a number that reflects the information in your credit report. Your credit score can change, depending on how your credit history changes.


Your credit score as of 12/08/2019: 0


 

We used your credit score to set the terms of credit we are offering you. In the scoring system we used, scores can range from 479 to the best possible score, 898. Please be aware, there are a number of different credit scoring systems available, and each uses a different range of numbers.


Here are the most significant factors in determining your score:

If you have questions about the factors impacting your credit score, we encourage you to contact the consumer reporting agency listed in this letter.

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Your Temporary Account

Credit Card
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Name: Temporary Account Number: Hidden for Your Protection CVC/CVV: Hidden for Your Protection Temporary Credit Limit: $0 Please sign here:
This temporary card is not valid until signed.
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Know how to use your Temporary Card

Please write down the temporary card information below and keep it in a secure place. This information will be unavailable after you leave this page. Use of this temporary credit account is subject to the terms outlined in the credit card agreement, as amended from time to time.

You may use your Temporary Card as if it were your actual credit card with the following restrictions. Once any of the limitations below is met, your temporary account will no longer be valid for use:

  • Your temporary account is available for 60 minutes
  • Your temporary account can only be used at www.williams-sonoma.com
  • You can use the temporary account for 1 transaction
  • Do not close your www.williams-sonoma.com shopping browser. If closed, you will be unable to take advantage of your 20% off offer

Ready to Shop? Save 20% NOW!

Select the button below to return to www.williams-sonoma.com and get 20% off your purchase. Your new account number will be pre-populated for you. This offer is valid for the next 60 minutes.

Important notice: Once you leave this page, you will not have access to view your account details. Do not close your www.williams-sonoma.com shopping browser. If closed, you will be unable to take advantage of your 20% off offer.

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