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Apply for the Westgate Rewards MasterCard® today.

The application process is easy and takes only a few minutes. Once you are approved* and have received your account information, you can begin enjoying all the benefits of your Westgate Rewards MasterCard® account.

Curious about the program's terms and conditions? Click here for a detailed look at the current costs for the Westgate Rewards MasterCard® account.

*Subject to credit approval.

Important information when applying for an account:

To apply you must: Be at least 18 years of age, Have a valid government-issued photo ID, and Have a U.S. Social Security Number.

You agree that this application and any information you submit to Comenity Bank may be shared with and retained by Westgate Rewards.

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  • Exclusive offers and bonus opportunities
  • $25 reward certificate for every 2,500 points earned*
  • Earn 2 points per $1 on all Westgate purchases
  • Earn 2 points per $1 on all grocery and gas purchases
  • Earn 1 point per $1 on purchases everywhere else MasterCard is accepted
  • Exclusive resort discounts
  • Convenient online account management
  • No annual fee**
* The Westgate Rewards Program is provided by Westgate Resorts which is solely responsible for the program's operation. Westgate Resorts may change the terms of the program at any time without notice.

**Standard variable APR of 13.99%, 19.99% and 22.99% based on Prime Rate and your creditworthiness. Balance Transfer and Cash Advance APR of 23.99%, based on the Prime Rate.  Minimum Interest is $2.00 per credit plan.