Welcome! Manage your west elm credit card Account here.

Earn 10% back in Rewards* - You'll receive a $25 Reward Certificate for every $250 you spend

OR

Choose 12 months special financing**

Credit Card
Apply NowCard Benefits
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
  • Deferred-Interest Plan Info

    At checkout for certain types of purchases, you may be offered a deferred-interest promotional plan.

    Learn More

  • Earn Rewards

    Here's how to get awesome extras, bonuses and exclusives.

    See Cardmember Benefits

  • Get On-the-Go Convenience

    Open app. Check balance. Pay bill. Done!

    Download the App

west elm credit card

west elm credit card

Apply for the west elm credit card today. The application process is easy and takes only a few minutes. Once you are approved and have received your account information, you can begin enjoying all the benefits of your west elm credit card account.

Cardmember Benefits

Earn 10% back in Rewards* - You'll receive a $25 Reward Certificate for every $250 you spend

OR

Choose 12 months special financing** if you spend $750 or more in a single transaction

Plus

  • Special welcome offer of $50 bonus Reward Dollars
  • $25 bonus Reward Dollars on your Birthday†
  • Double reward opportunities offered throughout the year
  • Use your credit card at any west elm store, in the catalog, and on the website
  • Manage your account online

*The west elm credit card Rewards Program is provided by west elm, which is solely responsible for the program operation. west elm may change the terms of the program at any time. Transactions of $750 or more must choose between earning rewards or promotional financing. For full Rewards Terms and Conditions, please see westelm.com/creditcard.

**Promotional financing available with west elm credit card Accounts offered by Comenity Bank which determines qualifications for credit and promotion eligibility. $750 minimum purchase with your west elm credit card and minimum monthly payments are required. Subject to credit approval. Transactions greater than $750 must choose between earning rewards or promotional financing.

†Accounts opened in your birthday month or in the previous month will receive the birthday benefit during your birthday month the following calendar year. Must have a US account with a valid email address. Valid email address must be provided at https://comenity.net/westelm. Account must be in good standing with a purchase made in the past 24 months. Eligibility determined a month prior to birthday month.

Close