Apply now for the card that lets you earn Wayfair extras:

  • $0 Down and 6 or 12 Month Financing on Eligible Orders5
  • 3% Rewards Back on All Eligible Orders from our 5 Retail Brands4
  • Up to $40 OFF on Your First Order3
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Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More

  • Deferred-Interest Plan Info

    At checkout for certain types of purchases, you may be offered a deferred-interest promotional plan.

    Learn More

  • Manage Your Account

    Keep track of your credit card account anywhere, anytime.

    Not Registered? Register Now

  • Get 24/7 Online Access

    Sign up for secure, online account management.

    Register Now

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Wayfair Credit Card Program

Cardmember Perks:

  • No interest if paid in full within 6 or 12 months. Interest will be charged to your account (at the standard variable APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment5
  • 3% Rewards Back on All Eligible Orders from our 5 Retail Brands4
  • Up to $40 OFF on Your First Order3

5 Promotional financing available with Wayfair Credit Card Program Accounts offered by Comenity Bank which determines qualifications for credit and promotion eligibility. Minimum purchase and minimum monthly payments are required for this plan during the promotional period. See full terms. Exclusions apply.

4 Rewards cannot be earned in combination with special financing. The Wayfair Credit Card Program Benefits Program is provided by Wayfair and its terms may change at any time. For full Wayfair Credit Card Program Benefits Terms and Conditions please click here.

3 Subject to credit approval. Wayfair Credit Card Program Accounts are issued by Comenity Bank. Offers applies to first order only. Order total must exceed $250 for $40 off (excluding sales tax, shipping, and other discounts.) Cannot be combined with any other offer, including interest-free financing offers. See full terms.

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