Apply now for the card that lets you earn Wayfair extras:

  • $0 Down and 6 or 12 Month Financing on Eligible Orders5
        Or
  • 3% Rewards Back on All Eligible Orders from our 5 Retail Brands4
  • Up to $40 OFF on Your First Order3
Wayfair Credit Card Program image
ApplyCard Benefits
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
  • Deferred-Interest Plan Info

    At checkout for certain types of purchases, you may be offered a deferred-interest promotional plan.

    Learn More

  • Manage Your Account

    Keep track of your credit card account anywhere, anytime.

    Not Registered? Register Now

  • Get 24/7 Online Access

    Sign up for secure, online account management.

    Register Now

Wayfair Credit Card Program

Cardmember Perks:

  • No interest if paid in full within 6 or 12 months. Interest will be charged to your account (at the standard variable APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment5
         Or
  • 3% Rewards Back on All Eligible Orders from our 5 Retail Brands4
  • Up to $40 OFF on Your First Order3

5 Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. The sum of the required payments each billing period won't be less than $250 for 6 months, $500 for 12 months financing or $1500 for 18 months (or Account balance if less). Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. Some balances may be paid off before the promotional period ends. Your minimum payment may be higher than if you did not select promotional financing. Valid for single transaction only. Each transaction placed on a promotional Credit Plan(s) will not earn reward(s). Subject to credit approval. As of 1/1/2019, terms provided for New Accounts: Purchase APR of 29.24%. Minimum interest charge of $2 per Credit Plan in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms. Wayfair Credit Card Program Credit Card Accounts are issued by Comenity Bank.

4 Cannot be combined with other offers. Each transaction placed on a promotional Credit Plan(s) will not earn reward(s). 3% back rewards yield $6 reward for every $200 spent. This rewards program is provided by Wayfair and its terms may change at any time. For full Rewards Terms and Conditions, please see https://www.wayfair.com/wayfaircardterms.

3 Subject to credit approval. Valid one time only. Duplicate offers will not be accepted. Cannot be combined with other offers except earning rewards. The entire transaction amount must be placed on the Wayfair Credit Card Program credit card.

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