Welcome, Gorgeous!

  • Earn 2 points* for every $1 spent at Ulta Beauty
  • Earn 1 point for every $3 spend outside of Ulta Beauty using your card, anywhere Mastercard is accepted
  • No Annual Fee**
  • 500 Welcome Bonus Points when you spend $500***
Ultamate Rewards® Mastercard  image
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Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
  • Manage Your Account

    Keep track of your credit card account anywhere, anytime.

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    Start shopping, earning and saving right away.

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Ultamate Rewards® Mastercard

Welcome, Gorgeous!

You'll rack up even more points faster on every dollar you spend with the Ultamate Rewards Mastercard®.

  • Earn 2 points* for every $1 spent at Ulta Beauty. That's double your points!
  • Earn 1 point for every $3 spent outside of Ulta Beauty using your card, anywhere Mastercard is accepted
  • No annual fee**
  • 500 points when you spend $500 in the first 90 days outside of Ulta Beauty***

*Subject to credit approval. The Ultamate Rewards® Program is offered by Ulta Beauty® and its terms may change at any time. For full rewards terms and conditions, please visit ulta.com/credit.

**For the Ultamate Rewards Mastercard: Standard Variable Purchase APR of 18.74%, 24.74%, or 27.74% based on the Prime Rate and the applicant's creditworthiness. Balance Transfer and Cash Advance APR of 28.74%, based on the Prime Rate. Balance Transfer Fee is the greater of $10 or 3% of the amount of the balance transfer. Cash Advance Fee is the greater of $10 or 5% of the amount of the cash advance. Foreign Transaction Fee is 3% of each transaction in U.S. dollars. Minimum Interest Charge is $2.00 per credit plan

***Subject to credit approval. $500 spend on your Ultamate Rewards Mastercard outside of Ulta Beauty must occur within 90 days of account open.

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