Apply now for the card that lets you earn UBG extras:

  • A wide range of promotional plans to finance your purchase*
  • Budget friendly monthly payments
  • No prepayment penalties
  • Fast and easy application process
UBG Consumer Credit image
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Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More

  • Deferred-Interest Plan Info

    At checkout for certain types of purchases, you may be offered a deferred-interest promotional plan.

    Learn More

  • Manage Your Account

    Keep track of your credit card account anywhere, anytime.

    Not Registered? Register Now

  • Get 24/7 Online Access

    Sign up for secure, online account management.

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  • Alert: We're here to help government employees affected by the U.S. Federal Government Shutdown. Learn More.

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UBG Consumer Credit

Apply for the UBG Consumer Credit today.
The application process is easy and takes only a few minutes. Once you are approved* and have received your account information, you can begin enjoying all the benefits of your UBG Consumer Credit account.

The Program Offers:

  • A wide range of promotional plans to finance your purchase*
  • Budget friendly monthly payments
  • No prepayment penalties
  • Fast and easy application process

*Promotional financing available with United Buyers Credit Card Accounts, offered by Comenity Capital Bank which determines qualifications for credit and promotion eligibility. Minimum purchase and minimum monthly payments are required.

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