Apply now for the card that lets you earn True Value Discover® extras:

  • $10 off your first purchase at True Value using your credit card*
  • 3% earned on True Value purchases**
  • No Interest if paid in full within 6 months. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the deferred interest period or if you make a late payment.†
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24/7 Access to pay your bill, view statements, update your profile and manage on-the-go
Why Register for Online Access?

Sign up for online Account Center now. Start managing your account the fast, easy way.

When you register, you get 24/7 access to manage your True Value Discover® Card Account online from any device, including your computer, tablet or smartphone.

Pay your bill, view or print monthly statements, add or change your contact information, sign up for paperless billing — and much more.

Register now

Register Now
24/7 Access to pay your bill, view statements, update your profile and manage on-the-go
Why Register for Online Access?

Sign up for online Account Center now. Start managing your account the fast, easy way.

When you register, you get 24/7 access to manage your True Value Discover® Card Account online from any device, including your computer, tablet or smartphone.

Pay your bill, view or print monthly statements, add or change your contact information, sign up for paperless billing — and much more.

Register now

Register Now
  • Deferred-Interest Plan Info

    At checkout for certain types of purchases, you may be offered a deferred-interest promotional plan.

    Learn More

  • Earn Rewards

    Here's how to get awesome extras, bonuses and exclusives.

    See Cardmember Benefits

  • Manage Your Account

    Keep track of your credit card account anywhere, anytime.

    Not Registered? Register Now

True Value Discover® Card

True Value® Discover® Card
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Cardmember Benefits

  • 3% in rewards points earned on True Value purchases**
  • 2% in rewards points earned on gas and groceries**
  • 1% in rewards points earned on all other purchases where Discover is accepted**
  • No interest if paid in full within 6 months on purchases made with your True Value Discover card at participating True Value locations. Interest will be charged to your account (at the standard variable APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum purchase of $299 required.†

*Subject to credit approval.

**True Value Discover Credit Card purchases made at participating True Value locations will earn 3% back, gas and grocery purchases will earn 2% back, and all other purchases will earn 1% back in the form of True Value vouchers. The True Value voucher program is provided by True Value. The program may be changed or discontinued at any time. For full rewards terms and conditions, please visit comenity.net/truevaluediscover. Each merchant is assigned a code by a third party that indicates the merchant's area of business. 2% back will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Comenity Capital Bank does not have the ability to control assignment of merchant codes.

†No interest if paid in full within 6 months, minimum $299 purchase required. Interest will be charged to your account (at the standard variable APR) from the purchase date if the purchase balance is not paid in full within the promotional plan period or if you make a late payment. Minimum monthly payments are required for this plan during the promotional period. Qualifying purchases must be made at participating True Value locations or affiliated retailers. Please visit http://www.truevalue.com/store_locator.jsp to find a store near you, and contact your local store for participation details.

For all financing plans, the total minimum payment on your account won't be less than $30.00. If your account balance is less than $30.00, you must pay the amount indicated on your statement in full. To avoid late fees, you must make your minimum payment by the due date each month. Minimum Interest is $2.00 per credit plan. True Value Discover® card has standard variable APR's of 26.24%, 21.24%, and 15.24% based on the Prime Rate and your credit worthiness. Promotional financing available with True Value Discover® Credit Card Accounts is offered by Comenity Capital Bank which determines qualifications for credit and promotion eligibility

The True Value Discover® credit card is issued by Comenity Capital Bank. 

Discover® and the Discover acceptance marks are service marks used by Comenity Capital Bank under the license from Discover Financial Services.

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