Make the Journey Matter

  • 5,000 bonus points for spending $500 outside Toyota dealerships within first 90 days**
  • 5 points/$1 spent at Toyota dealerships***
  • 2 points/$1 spent on gas, dining and entertainment purchases****
  • 1 point/$1 spent everywhere else Visa is accepted***
  • Redeem points on service, parts, accessories, eligible Toyota vehicle purchases and more***
Toyota Rewards Visa® image
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Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
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Toyota Rewards Visa®

Rewards are taking a front seat with the Toyota Rewards Visa®

Apply for the Toyota Rewards Visa® today to receive 5,000 bonus points when you spend $500 outside of Toyota dealerships within the first 90 days.**

The application process is easy and takes only a few minutes. Once you are approved* and have received your account information, you can begin enjoying all the benefits of your Toyota Rewards Visa® account.

Cardmember Benefits

  • Earn 5,000 bonus points when you spend $500 outside of Toyota dealerships within the first 90 days**
  • 5 points/$1 spent at Toyota dealerships***
  • 2 points/$1 spent on gas****
  • 2 points/$1 spent on dining and entertainment purchases****
  • 1 point/$1 spent everywhere else Visa is accepted***

Redeem your points your way – revel in the many redemption options***:

  • Toyota service, parts and accessories
  • Your next eligible Toyota vehicle purchase or lease at participating dealerships
  • Cashback as a statement credit
  • Gift cards
  • Travel experiences

*Subject to credit approval. Standard variable Purchase APR of 24.99%, 19.99%, and 15.99% based on Prime Rate and your creditworthiness. Accurate as of 12/14/2018. Please see ToyotaRewardsVisa.com for current terms and costs. Balance Transfer Fee of the greater of $10 or 5% of the amount of the balance transfer. Cash Advance Fee of the greater of $10 or 5% of the amount of the cash advance. Convenience Check Fee of the greater of $10 or 5% of the amount of the convenience check. Foreign Transaction Fee of 3% of each transaction in U.S. dollars.

**Bonus of 5,000 points will be awarded to new cardholders accounts. To qualify and receive your bonus points you must make qualifying purchases outside of Toyota dealerships totaling $500 or more within the first 90 days of account opening. Qualifying transactions do not include using your account for Account Assure Pro, balance transfers, cash advances, or using any checks that access your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. This onetime bonus offer is valid only for first-time Toyota Rewards Visa® cardholders with new accounts.

***The Toyota Rewards Program is provided by Comenity Capital Bank which is solely responsible for the Program operation, including all rewards. Comenity Capital Bank may change the terms of the Program at any time. Please refer to Rewards Terms & Conditions for additional details.

****Each merchant is assigned a code by a third party that indicates the merchant's area of business. Bonus points will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Comenity Capital Bank does not have the ability to control assignment of merchant codes.

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