Apply for the Torrid credit card today.

The application process is easy and takes only a few minutes. Once you are approved* and have received your account information, you can begin enjoying all the benefits of your Torrid credit card account.

Curious about the program's terms and conditions? Click here for a detailed look at the current costs for the Torrid credit card account.

*Subject to credit approval.

Important information when applying for an account:

To apply you must: Be at least 18 years of age, Have a valid government-issued photo ID, and Have a U.S. Social Security Number.

You agree that this application and any information you submit to Comenity Bank may be shared with and retained by Torrid.

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  • 1 point for every dollar you spend
  • $10 reward for every 200 points earned
  • 15% off your first purchase
  • 30% off shopping days twice a year
  • Reach 1000 points and get Platinum Status

The TORRID INSIDER Rewards Program is provided and administered by TORRID. TORRID may change the terms of the Program at any time. For full Rewards Terms and Conditions, please see Benefits stated above are not valid on prior purchases.