Apply now for the card that lets you earn Torrid exclusives:

In addition to your Base or Platinum Insider benefits, the Credit Card offers:

  • $15 off $50 Welcome Offer (when your card arrives)*

  • 25% off your first Torrid Credit Card purchase

  • 30% off cardholder shopping passes (twice per year!)**

Credit Card
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Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More

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*FOR ONLINE PURCHASES, THE DISCOUNT WILL SHOW IN CHECKOUT ONCE THE TORRID CREDIT CARD HAS BEEN SELECTED AS PAYMENT TYPE AND THE PROMO CODE HAS BEEN ENTERED. SUBJECT TO CREDIT APPROVAL. A valid email is required. To update your email address, please visit comenity.net/torrid. 30% OFF a qualifying purchase. Valid at Torrid Stores and online at Torrid.com. Not valid on prior purchases or payments made to balance on credit card statement. Qualifying items do not include clearance merchandise, gift cards, taxes or shipping. Valid on Torrid branded products only and excludes all third-party brands. Not eligible on Spanx. Category specific promotions are excluded from this offer. Cannot be combined with any other offer or promotion. Void if copied, reproduced, sold or transferred. Void where prohibited. Coupon has no cash value, is not redeemable for cash and will not be replaced if lost or stolen. Coupon is good for one time use only and must be surrendered upon redemption. Valid from September 1, 2018 through September 30, 2018. Employees and families of Torrid LLC and its subsidiaries are ineligible. Associates, please scan barcode for discount.

Torrid credit card

Torrid Insider Credit Card

Apply for the Torrid Insider Credit Card today.

The application process is easy and takes only a few minutes. Once you are approved and have received your account information, you can begin enjoying all the benefits of your Torrid Insider credit card account.

In addition to your Base or Platinum Insider benefits, the Credit Card offers:

  • $15 off $50 Welcome Offer (when your card arrives)*

  • 25% off your first Torrid Credit Card purchase

  • 30% off cardholder shopping passes (twice per year!)**



*Subject to credit approval.  Not valid on previous purchases.  The $15 off $50 Welcome Offer will be included when you receive your new TORRID INSIDER CREDIT CARD

**A valid email is required. To update your email address, please visit comenity.net/torrid to register or sign in and update under "My Profile."
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