Apply now for these Smile Generation® Financial extras:

  • Helps you take care of your oral health
  • Can be used with or without dental insurance
  • Convenient minimum monthly payments
Credit Card
Apply NowCard Benefits
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
  • Deferred-Interest Plan Info

    At checkout for certain types of purchases, you may be offered a deferred-interest promotional plan.

    Learn More

  • Manage Your Account

    Keep track of your credit card account anywhere, anytime.

    Not Registered? Register Now

  • Get 24/7 Online Access

    Sign up for secure, online account management.

    Register Now

Smile Generation Financial Credit Card

The Smile Generation Financial Credit Card

Apply for the Smile Generation Financial credit card today. The application process is easy and takes only a few minutes. Once you are approved* and have received your account information, you can begin enjoying all the benefits of your Smile Generation Financial credit card account.

Cardholder Benefits

As a Preferred Customer of Smile Generation Financial, you will experience the benefits of no annual fees*, convenient minimum monthly payments, and toll-free customer assistance. You can use this card in conjunction with your dental insurance or on its own to help you take care of your oral health. With healthcare costs on the rise, there is financing to fit your budget. These convenient payment options** will help you maintain long term, good oral hygiene. In addition, you will receive special promotions and discounts throughout the year.


*Standard variable Purchase APR of 28.49% based on Prime Rate. Minimum Interest charge is $1.00 per credit plan.

**Promotional financing available with Smile Generation Financial Cards Credit Accounts, offered by Comenity Capital Bank which determines qualifications for credit and promotion eligibility. Minimum purchase and minimum monthly payments are required.

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