Benefits

The Sephora Visa® Credit Card Program

With the Sephora Visa® Credit Card, you earn:

  • 15% off your first card purchase at Sephora within 30 days from approval1
  • 4% back in rewards when you use your Sephora Visa® Credit Card in store or online at Sephora2
  • 1% back in rewards on Sephora Visa® Credit Card purchases outside of Sephora2
  • $20 Sephora Credit Card Reward for your first $500 spent outside of Sephora within the first 90 days of being approved for the Sephora Visa® Credit Card4
  • Enjoy all these benefits along with no annual fee3
  • Emergency card replacement, lost/stolen card reporting5
  • Zero liability5
  • Auto rental coverage & roadside dispatch®5
  • Tap to pay



1Valid one time only. Duplicate offers will not be accepted. Cannot be combined with promotional offers unless otherwise stated. New accounts opened in-store: discount applied in-store at checkout. New accounts opened on www.sephora.com: discount applied by cardholder online at checkout. Offer valid on a purchase made in U.S. Sephora stores and online at www.sephora.com (excludes Puerto Rico and Sephora inside JCPenney retail stores or online at www.jcpenney.com). Not valid on orders shipping outside the U.S. or Canada. Not valid on in-store services. Not valid on previous purchases, purchases of gift cards or eGift cards, FLASH, PLAY! by Sephora, packaging, applicable taxes, or shipping & handling charges. The entire transaction amount after discount must be placed on the Sephora Visa® Credit Card. Must use within thirty (30) days from Account open date. Application and approval must occur same day to receive the offer. Discount value will be equally spread across all eligible items in the transaction.
2Offer is exclusive to Sephora Visa® Credit Card holders enrolled in the Sephora Rewards program. 4% back in Sephora Credit Card Rewards does not apply to purchases made at Sephora inside JCPenney stores, Puerto Rico, and Canada. This rewards program is provided by Sephora and its terms may change at any time. For full Rewards Terms and Conditions, please see comenity.net/sephoravisa. Sephora Credit Card Rewards are issued in $5 increments with your billing statement.
3Click here for Important Rate, Fee, and Other Cost Information
4Offer is exclusive to Sephora Visa® Credit Card holders enrolled in the Sephora Rewards program. Qualifying purchases do not include using your account for Account Assure Pro, balance transfers, cash advances, or using any checks that access your account.
5Covers U.S.-issued cards only. Certain restrictions apply. See visa.com/zeroliability for details. Certain terms, conditions and exclusions apply. Please refer to your Guide to Benefits for further details or call the Benefit Administrator at 1-800-348-8472. If you are outside the United States, call collect at 804-673-1164.
Credit card offers are subject to credit approval.
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Sephora and Apple Pay
Pay with your Phone. From your Wallet.

You can add your Sephora Visa® Credit Card to Apple Pay. Pay quickly and securely at stores, restaurants, hotels and anywhere Apple Pay is accepted.

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