Create an inspired home with the RH Credit Card:

  • Preferred Financing Options for RH Grey Card Members
  • RH Financing1
  • A Customized Credit Card Payment Option
Credit Card
ApplyCard Benefits
24/7 Access to pay your bill, view statements, update your profile and manage on-the-go

Why Register for Online Access?

Sign up for online Account Center now. Start managing your account the fast, easy way.

When you register, you get 24/7 access to manage your Restoration Hardware credit card Account online from any device, including your computer, tablet or smartphone.

Pay your bill, view or print monthly statements, add or change your contact information, sign up for paperless billing — and much more.

Register now

Register Now

Restoration Hardware credit card

The RH Credit Card

Please select the financing1 option that suits your needs:


2.99% APR if paid in full in 12 months
3.99% APR if paid in full in 24 months
4.99% APR if paid in full in 36 months
5.99% APR if paid in full in 48 months
6.99% APR if paid in full in 60 months
If the balance is not paid in full in the specific promotional period or if you fail to make any payment when due, regular credit terms will apply and interest will be imposed from the end of the promotional period at the standard, variable purchase APR of 25.24%, based on the Prime Rate. Minimum monthly payments for this plan during the promotional period will be the greater of: the amount of the purchase, including the calculated finance charges that will be assessed from the date of purchase through the end of the promotional period, divided by the number of months in the promotional period, (rounded up to the nearest $1.00); or $5.00. Required minimum purchase of $1,000 for 12 months, 24 months, 36 months, 48 months, and for 60 months.1
 

RH Grey Card Members Only; Annual Membership Fee Required, Learn More About the RH Grey Card

 
No Interest for 12 months.
Interest will be charged to your account (at the standard, variable purchase APR) from the end of the promotional period on the remaining balance if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments for this plan during the promotional period will be the greater of: the amount of the purchase divided by the number of months in the promotional period, (rounded up to the nearest $1.00); or $5.00. Required minimum purchase of $1,000 for 12 months.1
 
0.99% APR if paid in full in 24 months
1.99% APR if paid in full in 36 months
2.99% APR if paid in full in 48 months
3.99% APR if paid in full in 60 months
If the balance is not paid in full in the specific promotional period or if you fail to make any payment when due, regular credit terms will apply and interest will be imposed from the end of the promotional period at the standard, variable purchase APR of 25.24%, based on the Prime Rate. Minimum monthly payments for this plan during the promotional period will be the greater of: the amount of the purchase, including the calculated finance charges that will be assessed from the date of purchase through the end of the promotional period, divided by the number of months in the promotional period, (rounded up to the nearest $1.00); or $5.00. Required minimum purchase of $1,000 for 24 months, 36 months, 48 months, and for 60 months.1

1Restoration Hardware Credit Card Accounts are offered by Comenity Bank which determines qualifications for credit and promotion eligibility. At no time will the minimum payment due be less than $25.00. Minimum Interest Charge is $1.00, per credit plan. Standard, variable purchase APR of 25.24%, based on the Prime Rate. Subject to credit approval.

Close