Create an inspired home with the RH Credit Card:

  • Preferred Financing Options for RH Members
  • RH Financing1
  • A Customized Credit Card Payment Option
Credit Card
Apply NowCard Benefits
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More

RH Credit Card

The RH Credit Card

Please select the financing1 option that suits your needs:


2.99% APR if paid in full in 12 months
3.99% APR if paid in full in 24 months
4.99% APR if paid in full in 36 months
5.99% APR if paid in full in 48 months
6.99% APR if paid in full in 60 months
If the balance is not paid in full in the specific promotional period or if you fail to make any payment when due, regular credit terms will apply and interest will be imposed from the end of the promotional period at the standard, variable purchase APR of 26.49%, based on the Prime Rate. Minimum monthly payments for this plan during the promotional period will be the greater of: the amount of the purchase, including the calculated finance charges that will be assessed from the date of purchase through the end of the promotional period, divided by the number of months in the promotional period, (rounded up to the nearest $1.00); or $5.00. Required minimum purchase of $1,000 for 12 months, 24 months, 36 months, 48 months, and for 60 months.1
 

RH Members Program Only; Annual Membership Fee Required, Learn More About RH Membership

 
No Interest for 12 months.
Interest will be charged to your account (at the standard, variable purchase APR) from the end of the promotional period on the remaining balance if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments for this plan during the promotional period will be the greater of: the amount of the purchase divided by the number of months in the promotional period, (rounded up to the nearest $1.00); or $5.00. Required minimum purchase of $1,000 for 12 months.1
 
0.99% APR if paid in full in 24 months
1.99% APR if paid in full in 36 months
2.99% APR if paid in full in 48 months
3.99% APR if paid in full in 60 months
If the balance is not paid in full in the specific promotional period or if you fail to make any payment when due, regular credit terms will apply and interest will be imposed from the end of the promotional period at the standard, variable purchase APR of 26.49%, based on the Prime Rate. Minimum monthly payments for this plan during the promotional period will be the greater of: the amount of the purchase, including the calculated finance charges that will be assessed from the date of purchase through the end of the promotional period, divided by the number of months in the promotional period, (rounded up to the nearest $1.00); or $5.00. Required minimum purchase of $1,000 for 24 months, 36 months, 48 months, and for 60 months.1

1RH Credit Card Accounts are offered by Comenity Bank which determines qualifications for credit and promotion eligibility. At no time will the minimum payment due be less than $30.00. Minimum Interest Charge is $2.00, per credit plan. Standard, variable purchase APR of 26.49%, based on the Prime Rate. Subject to credit approval.

Close