RH FINANCING1

Please select the financing1 option that suits your needs:

Low APR Equal Payments Required.

2.99% APR if paid in full in 12 months

3.99% APR if paid in full in 24 months

4.99% APR if paid in full in 36 months

5.99% APR if paid in full in 48 months

6.99% APR if paid in full in 60 months

  • If the balance is not paid in full in the specific promotional period or if you fail to make any payment when due, regular credit terms will apply and interest will be imposed from the end of the promotional period at the standard, variable purchase APR of 25.24%, based on the Prime Rate.**
  • Required minimum purchase of $1,000 for 12 months, 24 months, 36 months, 48 months, and for 60 months.1

RH Grey Card Members Only; Annual Membership Fee Required, Learn More About the RH Grey Card

No Interest for 12 months

  • Interest will be charged to your account (at the standard, variable purchase APR) from the end of the promotional period on the remaining balance if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments for this plan during the promotional period will be the greater of: the amount of the purchase divided by the number of months in the promotional period, (rounded up to the nearest $1.00); or $5.00. Required minimum purchase of $1,000 for 12 months.1

0.99% APR if paid in full in 24 months

1.99% APR if paid in full in 36 months

2.99% APR if paid in full in 48 months

3.99% APR if paid in full in 60 months

  • If the balance is not paid in full in the specific promotional period or if you fail to make any payment when due, regular credit terms will apply and interest will be imposed from the end of the promotional period at the standard, variable purchase APR of 25.24%, based on the Prime Rate.**
  • Required minimum purchase of $1,000 for 24 months, 36 months, 48 months, and for 60 months.1

** Minimum monthly payments for this plan during the promotional period will be the greater of: the amount of the purchase, including the calculated finance charges that will be assessed from the date of purchase through the end of the promotional period, divided by the number of months in the promotional period, (rounded up to the nearest $1.00); or $5.00. Required minimum purchase of $1,000 for 12 months, 24 months, 36 months, 48 months, and for 60 months.1
1Restoration Hardware Credit Card Accounts are offered by Comenity Bank which determines qualifications for credit and promotion eligibility. At no time will the minimum payment due be less than $25.00. Minimum Interest Charge is $1.00, per credit plan. Standard, variable purchase APR of 25.24%, based on the Prime Rate. Subject to credit approval.