What's in a Card? Simply Amazing Things.

Cardholders earn double points everyday! Plus, as a cardholder, you're automatically enrolled in our Style Circle Rewards* program — so you'll get even more great benefits.

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Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More

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Palais Royal Credit Card

  • $5 Payback Reward* for every 100 points earned with any form of payment - use on almost any item.
  • $1 spent = 1 point earned with any form of payment
  • Double points every day!
  • $1 spent = 2 points earned with your store card†
  • Exclusive credit cardholder† savings
  • Christmas Reward
  • Birthday Reward - $10 for Preferred and $20 for Platinum cardholders**
  • Membership in our Style Circle Community

†Subject to credit approval.

*The Style Circle Rewards program is provided by Specialty Retailers, Inc. and may change at any time

**Must have made a purchase within the last 24 months to receive this offer. Account opened in your birthday month or in the previous month will receive the birthday offer the following calendar year if eligible.

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