Apply now for the card that lets you earn Pagoda exclusives:

  • $25 OFF+ on your birthday
  • Exclusive cardholder offers
  • $0 down payments, Special Financing available with everyday promotional plans*
Piercing Pagoda Credit Card image
Apply NowCard Benefits
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
  • Deferred-Interest Plan Info

    At checkout for certain types of purchases, you may be offered a deferred-interest promotional plan.

    Learn More

  • Manage Your Account

    Keep track of your credit card account anywhere, anytime.

    Not Registered? Register Now

  • Get 24/7 Online Access

    Sign up for secure, online account management.

    Register Now

Piercing Pagoda Credit Card

Staying in style just got easier

Become a Piercing Pagoda Cardholder and Enjoy these Exclusive Benefits:

  • Receive exclusive cardholder offers
  • $25 OFF+ on your birthday

Plus, Zero Down Payments with Everyday Promotional Plans:


No Interest if paid in full within 6 months.
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months or if you make a late payment.*
 
No Interest if paid in full in 12 months.
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 months or if you make a late payment.*

+Accounts opened in your birthday month or in the 2 months prior to your birthday will receive the birthday benefit during your birthday month the following calendar year. Must have a u.s. account with a valid email address. Valid email address must be provided at comenity.net/pagoda. Accounts must be in good standing. Minimum purchase required. Exclusions apply.

*Interest will be charged to your account (at the standard, variable Purchase APR) from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments are required for this plan during the promotional period. Required minimum purchase. See store for details.  For your purchase made under the 6 months promotional Credit Plan, we will waive the transaction fee of $9.95. For purchases made under the 12 months promotional Credit Plans, we will add a transaction fee of $9.95 per transaction. Piercing Pagoda credit card accounts are offered by Comenity Capital Bank which determines qualifications for credit and promotion eligibility. At no time will the minimum payment due be less than $25. Minimum Interest Charge is $2, per credit plan. Standard, variable Purchase APR of 29.99%, based on the Prime Rate. Subject to credit approval.

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