Apply now for a My Smile Care Program Credit Account

  • Budget-friendly monthly payments*
  • No prepayment penalties
  • No down payment required
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Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More

  • Deferred-Interest Plan Info

    At checkout for certain types of purchases, you may be offered a deferred-interest promotional plan.

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  • Manage Your Account

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  • Alert: We're here to help government employees affected by the U.S. Federal Government Shutdown. Learn More.

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My Smile Care Program Credit

My Smile Care Program

Apply for the My Smile Care Program credit account today. The application process is easy and takes only a few minutes. Once you are approved* and have received your account information, you can begin enjoying all the benefits of your My Smile Care Program Credit.

A wide range of simple payment plans to finance your dental treatment.

  • Budget-friendly monthly payments*
  • No prepayment penalties
  • No down payment required
  • No annual fee**
  • Fast and easy application process

*Promotional financing available with My Smile Care Program Credit Accounts, offered by Comenity Capital Bank which determines qualifications for credit and promotion eligibility. Minimum purchase and minimum monthly payments are required.

**Standard variable purchase APR of 28.99%, based on Prime Rate, minimum Interest is $2.00 per credit plan.

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