Benefits

Cardmember Exclusives

Everyday Financing made easy with the KAY Jewelers Credit Card

  • 12 Months Special Financing1: $500 minimum purchase and 20% down payment required. Down payment cannot be placed on the Credit Card.
  • 36 Months Special Financing2: $3,000 minimum bridal purchase made in store.

Benefits that Sparkle with the KAY Jewelers Credit Card

  • A Happy Birthday Offer to You Treat yourself to something wonderful during your birthday month.3
  • Cardholder's Anniversary Celebrate with a special offer, just for you.3
  • Easy Entry in periodic sweepstakes.4

1Subject to credit approval. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement and minimum interest charge.

2Subject to credit approval. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement and minimum interest charge. Some merchandise exclusions may apply to bridal purchases. Bridal brands vary by location. See a Jewelry Consultant at your location for qualification details.

3Subject to credit approval. Offer will be received during the cardholder's birthday month and card anniversary month. Must make a purchase in the previous 12 months starting 1 month(s) prior to birthday and card anniversary. Must have valid email address and U.S. mailing address. Accounts that opened in your birthday month or in the previous month will receive the offer during your birthday month the following calendar year. Account must not be in default.

4Sweepstakes will be offered by Sterling Jewelers Inc. (Sterling). Timing will be determined by Sterling, and customers will be informed via email. Must have a U.S. mailing address and a valid email address provided at comenity.net/kay. Comenity Bank is not the sponsor nor responsible for the sweepstakes. Any disputes concerning awards or benefits under the sweepstakes will not affect payments or other obligations to the Bank.

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