J.Crew Credit Account Application

Step 1: Application

Shop with your J.Crew Credit Card as a J.Crew Rewards member to enjoy all these benefits:

15% off your first J.Crew Credit Card purchase*
Double points on every purchase (so you earn TWICE as fast)**
$5 reward every time you spend $100**
Free standard shipping (24/7, 365 days a year) for J.Crew Rewards Members***
Free standard alterations on in-store purchases made on your J.Crew Credit Card****
A special birthday surprise with purchase on your J.Crew Credit Card*****
Exclusive access to sales and offers
Cardmembers-only priority customer service

*,**,***,****See All Benefits

View Rewards Terms & Conditions

Your Personal Information

First Name

MI (optional)

Last Name

Suffix (optional)

-Select One-

Social Security Number

Why do you need my Social Security number?

We use this information to verify your identity and obtain credit bureau information.

Date of Birth

Annual Income

Why do you need my income?

In order to comply with federal law, and to determine factors such as your credit limit, we consider your ability to meet the payment obligations associated with this account. Your income information is part of that consideration.

If you do not wish to have alimony, child support and/or separate maintenance income considered as a basis for repaying this obligation, please do not include it in your Annual Income amount. Married WI Residents only: If you are applying for an individual account and your spouse also is a WI resident, combine your and your spouse's financial information.

Contact Information

Zip Code

Street Address

PO Box mailing addresses are not accepted.

Suite or Apartment (optional)

City

State

-Select One-

Email Address

Confirm Email Address

Mobile Phone

Alternate Phone

By providing your contact information, including any mobile or other phone numbers, you agree to be contacted regarding any of your Comenity Bank or Comenity Capital Bank accounts via calls to cell phones, text messages or telephone calls, including the use of artificial or pre-recorded message calls, as well as calls made via automatic telephone dialing systems or via email.

Enter Referral Code

Referral Code (optional) If you received a referral code with your credit card offer, please enter it now. Your code may include up to 10 characters (including letters and numbers) and is not case sensitive.

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The J.Crew Credit Card

The J.Crew Credit Card is a great way to make the most of J.Crew Rewards!** Use your J.Crew Credit Card as a J.Crew Rewards member to earn double points on all your purchases. So you get a $5 reward for every $100 spent (aka 200 points earned TWICE AS FAST!)** Apply for the J.Crew credit card and get an extra 15% off when you open and use your card.* The application process is easy and takes only a few minutes!

Reasons you'll love your J.Crew Card

15% off your first J.Crew Credit Card purchase*
Double points on every purchase (so you earn TWICE as fast)**
$5 reward every time you spend $100**
Free standard shipping (24/7, 365 days a year) for J.Crew Rewards Members***
Free standard alterations on in-store purchases made on your J.Crew Credit Card****
A special birthday surprise with purchase on your J.Crew Credit Card*****
Exclusive access to sales and offers
Cardmembers-only priority customer service
And so much more!

*Subject to credit approval. Valid one time only. Duplicate offers will not be accepted. Offer valid at J.Crew, J.Crew Factory or J.Crew Mercantile stores; or at jcrew.com or jcrewfactory.com. Not valid on phone orders. Cannot be applied to previous purchases or the purchase of gift cards and cannot be redeemed for cash. The entire transaction amount after discount must be placed on the J.Crew Credit Card.

**Subject to credit approval. Double points on every purchase. Must have valid email address and U.S. mailing address. Offer is exclusive to J.Crew Credit Card holders enrolled in the J.Crew Rewards program. This rewards program is provided by J.Crew and its terms may change at any time. For full Rewards Terms and Conditions, please see https://www.jcrew.com/loyalty_terms_conditions.jsp.

***Limited to orders shipping to the continental U.S. and U.S. P.O. Boxes via standard shipping (3 to 5 business days). Free shipping and handling valid on purchases made using a J.Crew Credit Card at jcrew.com and jcrewfactory.com. Offer not valid in stores or on phone orders. Offer cannot be applied to previous purchases and cannot be redeemed for cash. Return requests must be made in accordance with our return policy. Terms are subject to change. Offer is available to all J.Crew Rewards members.

****Subject to credit approval. Valid on full-price merchandise purchased with a J.Crew Credit Card in J.Crew stores only. Services limited to pant and skirt hemming and sleeve alterations. Offer not valid on leather, suede or beaded fabrics or on J.Crew Factory merchandise. Offer cannot be redeemed for cash. Tailored items may not be returned or exchanged.

*****Subject to credit approval. Minimum purchase required. See offer for full terms and conditions. Must make a purchase in the previous 12 months starting 1 month(s) prior to your birthday month. Account must not be in default.

J.Crew Credit Card Accounts are issued by Comenity Bank.

What is a credit report? A credit report is a record of your credit history. It includes information about whether you pay your bills on time and how much you owe to creditors.

How did we use your credit report? We used information from your credit report to set the terms of the credit we are offering you, such as the Annual Percentage Rate. The terms offered to you may be less favorable than the terms offered to consumers who have better credit histories.

What if there are mistakes in your credit report? You have a right to dispute any inaccurate information in your credit report.

If you find mistakes on your credit report, contact the consumer reporting agency listed below, which is the agency from which we obtained your credit report. It is a good idea to check your credit report regularly to make sure the information it contains is accurate.

How can you obtain a copy of your credit report? Under federal law, you have the right to obtain a copy of your credit report without charge for 60 days after you receive this notice. To obtain your free report, contact:

How can you get more information about credit reports? For more information about credit reports and your rights under federal law, visit the Federal Reserve Board's web site at www.federalreserve.gov or the Federal Trade Commission's web site at www.ftc.gov.

What you should know about credit scores. Your credit score is a number that reflects the information in your credit report. Your credit score can change, depending on how your credit history changes.

Your credit score as of 11/19/2019: 0

We used your credit score to set the terms of credit we are offering you. In the scoring system we used, scores can range from 479 to the best possible score, 898. Please be aware, there are a number of different credit scoring systems available, and each uses a different range of numbers.

Here are the most significant factors in determining your score:

If you have questions about the factors impacting your credit score, we encourage you to contact the consumer reporting agency listed in this letter.

Name: Temporary Account Number: CVC/CVV: Expires On: Temporary Credit Limit: $0 Please sign here:

This temporary card is not valid until signed.

You may use your Temporary Shopping Pass as if it were your actual credit card with the following restrictions - once any of the limitations below are met, your temporary account number will no longer be valid for use:

You may use this Temporary Shopping Pass for up to
A single transaction cannot exceed $0.00
You may use the Temporary Shopping Pass for up to 0 transactions

J.Crew Credit Account Application

Step 1: Application

It's good to be a Cardmember!

Shop with your J.Crew Credit Card as a J.Crew Rewards member to enjoy all these benefits:

Your Personal Information

Contact Information

Enter Referral Code

The J.Crew Credit Card account

Credit Card Reward Terms and Conditions

Important Information About Your Credit Report.

Your Temporary Account

Know how to use your temporary account

Welcome Offer