Reasons you'll love your J.Crew Card:

  • 20% off your first purchase**
  • Free shipping on all purchases*** 
  • $10 Credit Card Reward every $200 you spend* 
  • Special birthday surprise 
  • Complimentary personal shopping and styling services
  • Free standard alterations on in-store purchases****
J.Crew Credit Card image
Apply NowCard Benefits
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More

Warning!

Your session is about to expire. If you would like to extend your session please choose "Continue Session" or click "End Session" to end your session.

Continue SessionEnd Session

Rewards Cards are issued for rewards purposes. A Rewards Card must be used in conjunction with the J.Crew Credit Card for all purchases; valid date located on back of Rewards Card. This card can be used in the U.S. in J.Crew, J.Crew Factory and J.Crew Mercantile stores; at jcrew.com or jcrewfactory.com; and on phone orders shipping to the U.S. This card may also be used at jcrewfactory.com for orders shipping to Canada. This card is nontransferable and nonrefundable and cannot be redeemed for cash (except where required by law), applied to a J.Crew Credit Card account or used to purchase a gift card. This promotional card may not be replaced if lost or stolen. Not valid toward previous purchases. Present this card at the time of purchase to redeem in stores. To redeem online, enter the Rewards Card number above in the Rewards Card box at checkout. Subject to credit approval and availability. Account must be in good standing at time of transaction. If found, please return to J.Crew, 3 Ivy Crescent, Lynchburg, VA 24513-1001. If you have lost your J.Crew Credit Card, simply call 888 428 8810 (TDD/TTY 800 695 1788) for an immediate replacement. This Rewards Program is provided by J.Crew, and its terms may change at any time. Subject to credit approval and availability. J.Crew Credit Card accounts are issued by Comenity bank. Click here for full Rewards Program terms and conditions.

J.Crew Credit Card

The J.Crew Credit Card

The J.Crew Credit Card is a great way to earn Credit Card Rewards and pay for all of your purchases online, from the catalog, or in our stores. There's no annual fee***, and it's easy to use.

Apply for the J.Crew credit card today. The application process is easy and takes only a few minutes. Once you are approved* and have received your account information, you can begin enjoying all the benefits of your J.Crew credit card account.


Reasons you'll love your J.Crew Card

  • 20% off your first purchase**
  • Free shipping on all purchases***
  • $10 Credit Card Reward every $200 you spend*
  • A special birthday surprise
  • Complimentary personal shopping and styling services.
  • Complimentary standard alterations on your in-store purchases.****
  • Cardmembers-only priority customer service.

And it couldn't be easier to use

  • Valid in stores and at jcrew.com and jcrewfactory.com.
  • Additional cards for authorized users (you get rewarded when they spend).
  • Forgot your card? No problem.  We'll look you up at the register (or you can save your info online.)*****
  • Pay your bill online or in stores- whatever suits you.  


Standard variable APR of 26.49%, based on the Prime Rate. Minimum Interest is $1.00 per credit plan.

*The J.Crew Credit Card Rewards Program is provided by J.Crew, and its terms may change at any time. Please refer to Rewards Terms & Conditions for additonal details.

**Offer valid on your first purchase made after opening a new J.Crew Credit Card. Purchase must be completed with your J.Crew Credit Card. One-time use only. Offer valid in J.Crew Factory or J.Crew stores and at jcrewfactory.com or jcrew.com. Offer cannot be applied to previous purchases or the purchase of gift cards and cannot be redeemed for cash or used in combination with any other offer. Exclusions apply; see a store associate or the Details box in the top banner at jcrewfactory.com or jcrew.com for an up-to-date list of exclusions. Offer valid in the U.S. only. Terms of offer are subject to change. Subject to credit approval.

***Free shipping valid on purchases made using a J.Crew Credit Card at jcrew.com. Offer not valid in stores or jcrewfactory.com or on phone orders. Offer cannot be applied to previous purchases and cannot be redeemed for cash. Free shipping automatically applied at checkout when using a J.Crew Credit Card. Offer is valid on orders shipping to the continental U.S. and U.S. P.O. Boxes via standard shipping (3 to 5 business days). Return requests must be made in accordance with our return policy. Terms are subject to change.

****In-store tailoring valid on full-price merchandise purchased with a J.Crew credit card only. Services limited to pant and skirt hemming and sleeve alterations. Offer not valid on leather, suede or beaded fabrics or on J.Crew Factory merchandise. Offer cannot be redeemed for cash. Tailored items may not be returned or exchanged. Terms of offer are subject to change.

*****If you have provided your driver's license to aid in our collection of your information, we are collecting information from your driver's license and we will be looking up your account and/or processing an application for credit, based on the information we obtain.

Close