It's good to be a Cardmember!

Shop with your J.Crew Credit Card as a J.Crew Rewards member to enjoy all these benefits:
  • Extra 15% off your first purchase**
  • Double points on every purchase (so you earn TWICE as fast)* 
  • $5 reward every time you spend $100* 
  • Free standard shipping (24/7, 365 days a year)***
  • Free standard alterations on in-store purchases****
  • A special birthday surprise*****
  • Exclusive access to sales and offers
  • And so much more!
J.Crew Credit Card image
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Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More

J.Crew Credit Card

The J.Crew Credit Card


The J.Crew Credit Card is a great way to make the most of J.Crew Rewards!* Use your J.Crew Credit Card as a J.Crew Rewards member to earn double points on all your purchases. So you get a $5 reward for every $100 spent (aka 200 points earned TWICE AS FAST!)* Apply for the J.Crew credit card and get an extra 15% off today**. The application process is easy and takes only a few minutes!


Reasons you'll love your J.Crew Card

  • 15% off your first purchase**
  • Double points on every purchase (so you earn TWICE as fast)*
  • $5 reward every time you spend $100*
  • Free standard shipping (24/7, 365 days a year)***
  • Free standard alterations on in-store purchases****
  • A special birthday surprise*****
  • Exclusive access to sales and offers
  • Cardmembers-only priority customer service
  • And so much more!

*The J.Crew Rewards Program is provided by J.Crew and its terms may change at any time. J.Crew Credit Cardholders must have a J.Crew Rewards account to earn points and rewards for purchases. J.Crew Rewards cannot be applied to previous purchase and they cannot be used as payment on the J.Crew Credit Card account. Subject to full terms and conditions of the J.Crew Rewards Program. For details visit https://www.jcrew.com/loyalty_terms_conditions.jsp.

**Offer valid on your first purchase made after opening a new J.Crew Credit Card. Purchase must be completed with your J.Crew Credit Card. One-time use only. Offer valid in J.Crew Factory or J.Crew stores and at jcrewfactory.com or jcrew.com. Offer cannot be applied to previous purchases or the purchase of gift cards and cannot be redeemed for cash or used in combination with any other offer. Exclusions apply; see a store associate or the Details box in the top banner at jcrewfactory.com or jcrew.com for an up-to-date list of exclusions. Offer valid in the U.S. only. Terms of offer are subject to change. Subject to credit approval. 

***Free shipping and handling valid on purchases made using a J.Crew Credit Card or purchases made by J.Crew Reward Member on phone orders or at jcrew.com and jcrewfactory.com. Offer not valid in stores. Offer cannot be applied to previous purchases and cannot be redeemed for cash. Free shipping and handling automatically applied at checkout when using a J.Crew Credit Card or when signed into your J.Crew Reward Account. Offer is valid on orders shipping to the continental U.S. and U.S. P.O. Boxes via standard shipping (3 to 5 business days). Return requests must be made in accordance with our return policy. Terms are subject to change. 

****In-store tailoring valid on full-price merchandise purchased with a J.Crew credit card only. Services limited to pant and skirt hemming and sleeve alterations. Offer not valid on leather, suede or beaded fabrics or on J.Crew Factory merchandise. Offer cannot be redeemed for cash. Tailored items may not be returned or exchanged. Terms of offer are subject to change. 

*****Must have a valid birthday on file with Comenity Bank. Account must show activity within prior 12 months. 

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