IKEA® Visa® credit card Account Application

Step 1: Application

Credit Card

Cardmember Benefits:

  • 5% back in rewards on IKEA® purchases, including Traemand installation and TaskRabbit assembly services1
  • 3% back in rewards on dining, grocery and utility purchases2
  • 1% back in rewards on all other purchases made with your IKEA® Visa® credit card

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View Rewards Terms & Conditions

Your Personal Information


-Select One-

Why do you need my Social Security number?

We use this information to verify your identity and obtain credit bureau information.

Why do you need my income?

In order to comply with federal law, and to determine factors such as your credit limit, we consider your ability to meet the payment obligations associated with this account. Your income information is part of that consideration.

If you do not wish to have alimony, child support and/or separate maintenance income considered as a basis for repaying this obligation, please do not include it in your Annual Income amount. Married WI Residents only: If you are applying for an individual account and your spouse also is a WI resident, combine your and your spouse's financial information.

Intended Purchase Amount is the amount you plan to spend on your first purchase with this credit card, if you submit an application and your application is approved. Enter as a dollar amount with no dollar sign or decimal like this: 2000 for $2,000.00

Contact Information

PO Box mailing addresses are not accepted.
-Select One-

By providing your contact information, including any mobile or other phone numbers, you agree to be contacted regarding any of your Comenity Bank or Comenity Capital Bank accounts via calls to cell phones, text messages or telephone calls, including the use of artificial or pre-recorded message calls, as well as calls made via automatic telephone dialing systems or via email.

Add Authorized Buyer

Authorized buyers are allowed to purchase on your Account; however, as the primary account holder, you are responsible for payments on all purchases.

You may add one authorized buyer to your account at this time. Once your account is open, you may add up to four total authorized buyers.

Add an Authorized Buyer to your account?

IKEA® Family

Have an IKEA® Family account? Enter your 19-digit card number here. 

If you aren't an IKEA® Family Member yet, you will be enrolled upon approval of the IKEA® Visa® credit card. You will receive a welcome email and special offers from IKEA. To learn more about Family program benefits, update your profile, or opt out from the program, visit https://info.ikea-usa.com/family/

$25 off First Purchase Discount

If your online application is approved and you make a same day $25 (or more) qualifying purchase online, the $25 off First Purchase Offer will appear, within two billing cycles, as a credit on your statement.*

*Offer subject to credit approval. Valid one time only. Exclusions: prior purchases, payment on IKEA® Visa® credit card accounts, IKEA gift cards, TaskRabbit assembly and Traemand installation services. The entire transaction amount after discount must be places on the IKEA® Visa® credit card

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The IKEA® Visa® credit card account

You can earn towards IKEA® rewards every day

Now every IKEA® product, every restaurant order — every purchase you make with your IKEA® Visa® credit card could lead to your next IKEA® reward. 

Start shopping today and get a $15 IKEA® Reward Certificate for every $15 in rewards earned.

  • 5% back in rewards on IKEA® purchases, including Traemand installation and TaskRabbit assembly services1
  • 3% back in rewards on dining, grocery and utility purchases2
  • 1% back in rewards on all other purchases made with your IKEA® Visa® credit card


IKEA® Visa and Visa Signature credit card accounts are issued by Comenity Capital Bank pursuant to a license from Visa USA Inc. Visa is a registered trademark of Visa International Service Association and used under license. 


1Reward Certificates are issued in $15 increments with your billing statement. The IKEA® Visa® credit card Rewards Program is provided by Comenity Capital Bank and its terms may change at any time. For Full Rewards Terms and Conditions, please see comenity.net/IKEAvisa. Purchases earning rewards dollars do not qualify for promotional financing.


2Each merchant is assigned a code by a third party that indicates the merchant's area of business. Bonus percentages will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Comenity Capital Bank does not have the ability to control the assignment of merchant codes.

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Reward Terms and Conditions

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Important Information About Your Credit Report.

What is a credit report?  A credit report is a record of your credit history. It includes information about whether you pay your bills on time and how much you owe to creditors.

How did we use your credit report?  We used information from your credit report to set the terms of the credit we are offering you, such as the Annual Percentage Rate. The terms offered to you may be less favorable than the terms offered to consumers who have better credit histories.

What if there are mistakes in your credit report?  You have a right to dispute any inaccurate information in your credit report. 

If you find mistakes on your credit report, contact the consumer reporting agency listed below, which is the agency from which we obtained your credit report. It is a good idea to check your credit report regularly to make sure the information it contains is accurate.

How can you obtain a copy of your credit report?  Under federal law, you have the right to obtain a copy of your credit report without charge for 60 days after you receive this notice. To obtain your free report, contact:

How can you get more information about credit reports? For more information about credit reports and your rights under federal law, visit the Federal Reserve Board's web site at www.federalreserve.gov or the Federal Trade Commission's web site at www.ftc.gov.


What you should know about credit scores. Your credit score is a number that reflects the information in your credit report. Your credit score can change, depending on how your credit history changes.


Your credit score as of 09/23/2019: 0


 

We used your credit score to set the terms of credit we are offering you. In the scoring system we used, scores can range from 479 to the best possible score, 898. Please be aware, there are a number of different credit scoring systems available, and each uses a different range of numbers.


Here are the most significant factors in determining your score:

If you have questions about the factors impacting your credit score, we encourage you to contact the consumer reporting agency listed in this letter.

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Your Temporary Account

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Name: Temporary Account Number: CVC/CVV: Expires On: Temporary Credit Limit: $0 Please sign here:
This temporary card is not valid until signed.
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Know how to use your Temporary Shopping Pass

Your Temporary Shopping Pass contains your temporary account information. It can be used as if it were your actual credit card with the following restrictions - once any of the limitations below are met, your temporary account number will no longer be valid for use:

  • You may use this Temporary Shopping Pass for up to
  • Your Temporary Shopping Pass is limited to $2,500
  • You may use the Temporary Shopping Pass for up to 4 transactions
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