IKEA Projekt credit card Prequalification

IKEA Projekt credit card image

See if you prequalify without any impact to your credit score!

QUICK, EASY  - takes less than 1 minute

INSTANT - see if you're prequalified instantly


See Details about Benefits

Personal Information

Why do you need my Social Security number?

We use this information to verify your identity and obtain credit bureau information.

Why do you need my income?

In order to estimate your prequalified credit limit, we will consider your ability to meet the payment obligations that may be associated with an account should you be prequalified and decide to submit an application for credit.

If you do not wish to have alimony, child support and/or separate maintenance income considered as a basis for repaying this obligation, please do not include it in your Annual Income amount. Married WI Residents only: If you are seeking prequalification for an individual account and your spouse also is a WI resident, combine your and your spouse’s financial information. If you are prequalified and decide to apply for an individual account, this financial information will be used on your credit application.

Intended Purchase Amount is the amount you plan to spend on your first purchase with this credit card, if you submit an application and your application is approved. Enter as a dollar amount with no dollar sign or decimal like this: 2000 for $2,000.00

Contact Information

You must provide your street, rural route, or APO/FPO mailing address for the prequalification (no P.O. Boxes).

PO Box mailing addresses are not accepted.
-Select One-

Please read before selecting "I Agree" to submit your prequalification request:

(i) You understand that by clicking on the "I Agree" button immediately following this notice, you are providing "written instruction" to Comenity Capital Bank under the Fair Credit Reporting Act authorizing Comenity Capital Bank to obtain information from your personal credit profile or other information from Experian or other credit reporting agencies. You authorize Comenity Capital Bank to obtain such information solely to conduct a prequalification for credit.

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The IKEA Projekt credit card account

A financing solution designed to make your dream project a reality.

  • 0% APR for 6, 12, or 24 months, after that 21.99% standard purchase APR, minimum purchase required*
  • No annual fee**
  • No pre-payment penalty

*Interest will be charged to your account at the standard purchase APR of 21.99% from the end of the promotional period on the remaining balance if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments are required for this plan during the promotional period. IKEA Projekt Credit Card Accounts are offered by Comenity Capital Bank which determines qualifications for credit and promotion eligibility. At no time will the minimum payment due be less than $30. Minimum Interest Charge is $2 per credit plan. Standard purchase APR of 21.99%. Minimum purchase of $500 for 6 month plan, $1,500 for 12 month plan and $5,000 for 24 month plan required. See store associate for details.

**Standard purchase APR of 21.99%. Minimum Interest charge is $2.00 per credit plan.

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