IKEA® Projekt credit card Prequalification

IKEA® Projekt credit card image

See if you prequalify without any impact to your credit score!

QUICK, EASY  - takes less than 1 minute

INSTANT - see if you're prequalified instantly

See Details about Benefits

Personal Information

Why do you need my Social Security number?

We use this information to verify your identity and obtain credit bureau information.

Why do you need my income?

In order to estimate your prequalified credit limit, we will consider your ability to meet the payment obligations that may be associated with an account should you be prequalified and decide to submit an application for credit.

If you do not wish to have alimony, child support and/or separate maintenance income considered as a basis for repaying this obligation, please do not include it in your Annual Income amount. Married WI Residents only: If you are seeking prequalification for an individual account and your spouse also is a WI resident, combine your and your spouse’s financial information. If you are prequalified and decide to apply for an individual account, this financial information will be used on your credit application.

Intended Purchase Amount is the amount you plan to spend on your first purchase with this credit card, if you submit an application and your application is approved. Enter as a dollar amount with no dollar sign or decimal like this: 2000 for $2,000.00

Contact Information

You must provide your street, rural route, or APO/FPO mailing address for the prequalification (no P.O. Boxes).

PO Box mailing addresses are not accepted.
-Select One-

Please read before selecting "I Agree" to submit your prequalification request:

(i) You understand that by clicking on the "I Agree" button immediately following this notice, you are providing "written instruction" to Comenity Capital Bank under the Fair Credit Reporting Act authorizing Comenity Capital Bank to obtain information from your personal credit profile or other information from Experian or other credit reporting agencies. You authorize Comenity Capital Bank to obtain such information solely to conduct a prequalification for credit.

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The IKEA® Projekt credit card account

A financing solution designed to make your dream project a reality.

  • 0% interest for 6, 12, or 24 months. After that, purchase APR of 21.99%, minimum purchase required1
  • No annual fee2
  • No pre-payment penalty

1 Waived Interest, Payment Required plan: Interest will be charged to your Account from the end of the promotional period on any remaining promotional plan balance. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement and minimum interest charge. Qualifying purchases will automatically be placed on a promotional plan. If purchase qualifies for more than one plan, it will be placed on the qualified plan with the longest promotional period. As of May 2020, terms for new Accounts: Purchase APR of 21.99%. Minimum interest charge is $2 per Credit Plan in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms.

2 Click Here for important rate, fee, and other cost information.

Credit card offers are subject to credit approval.

IKEA® Projekt credit card Accounts are issued by Comenity Capital Bank.