A financing solution designed to make your dream project a reality.

  • 0% APR for 6, 12, or 24 months, after that 21.99% standard purchase APR, minimum purchase required*
  • No annual fee**
  • No pre-payment penalty
IKEA Projekt credit card image
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Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
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IKEA Projekt credit card

A financing solution designed to make your dream project a reality.

  • 0% APR for 6, 12, or 24 months, after that 21.99% standard purchase APR, minimum purchase required*
  • No annual fee**
  • No pre-payment penalty

*Interest will be charged to your account at the standard purchase APR of 21.99% from the end of the promotional period on the remaining balance if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum monthly payments are required for this plan during the promotional period. IKEA Projekt Credit Card Accounts are offered by Comenity Capital Bank which determines qualifications for credit and promotion eligibility. At no time will the minimum payment due be less than $30. Minimum Interest Charge is $2 per credit plan. Standard purchase APR of 21.99%. Minimum purchase of $500 for 6 month plan, $1,500 for 12 month plan and $5,000 for 24 month plan required. See store associate for details.

**Standard purchase APR of 21.99%. Minimum Interest charge is $2.00 per credit plan.

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