HSN credit card Benefits

• ExtraFlex on beauty, fashion and jewelry...ALL THE TIME!
• VIP Easy Returns - no worry shopping!*
• VIP Financing**
• Exclusive discounts

*If you use your HSN Card for a qualifying VIP Easy Return purchase and decide to return that product under HSN's return policy, (using the easy return label provided with your packing slip), $5 Spendable Ka$h will be credited to you toward a future purchase at HSN. HSN Spendable KA$H is only valid for purchases from HSN, is not redeemable for cash, and may not be used to purchase gift cards or wine/alcohol, or to pay for charitable contributions. This Spendable Ka$h will be automatically loaded into your HSN account within [1] day after your return is processed and will be available for you to use at HSN for [90] days after that time. VIP Easy Return Ka$h benefit is limited to 6 times per calendar year. It will be applied to the first 6 returns of the calendar year, in which an Easy Return label was used. Spendable Ka$h under this offer will expire if not used by or before the end of those [90] days. Not eligible if shipped to the 4 non-continental locations, (VI, PR, GU, and TT). HSN MasterCard purchases do not qualify for VIP Easy Returns. VIP Easy Return benefits only applies to items returned with an easy return label and are postmarked after January 31, 2016.

**VIP Financing available with HSN credit card Accounts offered by Comenity Capital Bank who determines qualifications for credit and promotion ability. $399 minimum purchase and minimum monthly payments are required.