Apply now for the card that lets you earn Hot Topic® exclusives:

  • 15% off your first purchase
  • Two $20 Off $50 shopping passes each year
  • Exclusive offers
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Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More

Hot Topic Credit Card

Hot Topic Guest List

Apply for the Hot Topic Guest List Credit Card today.

The application process is easy and takes only a few minutes. Once you are approved and have received your account information, you can begin enjoying all the benefits of your Hot Topic Guest List credit card account.

Hot Topic Guest List Credit Card Benefits:

  • 15% off your first purchase
  • Two $20 Off $50 shopping passes each year
  • Exclusive offers
  • Easy online account management
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