Helzberg Diamonds Credit Account Application

Step 1: Application

Credit Card

Cardmember Benefits:

  • Birthday Bonus during the month of your birthday1
  • Holiday Reward2
  • Special financing options available all year long
  • No Annual Fee3

1,2,3See All Benefits

Note: The Helzberg Diamonds Credit Card account is issued by Comenity Bank. Review our Financial Privacy Policy and Online and California Privacy Policy for more information. California Residents: Visit this page to request that we Do Not Sell My Personal Information.

Your Personal Information


-Select One-

Why do you need my Social Security number?

We use this information to verify your identity and obtain credit bureau information.

Why do you need my income?

In order to comply with federal law, and to determine factors such as your credit limit, we consider your ability to meet the payment obligations associated with this account. Your income information is part of that consideration.

If you do not wish to have alimony, child support and/or separate maintenance income considered as a basis for repaying this obligation, please do not include it in your Annual Income amount. Married WI Residents only: If you are applying for an individual account and your spouse also is a WI resident, combine your and your spouse's financial information.

Intended Purchase Amount is the amount you plan to spend on your first purchase with this credit card, if you submit an application and your application is approved. Enter as a dollar amount with no dollar sign or decimal like this: 2000 for $2,000.00

Contact Information

PO Box mailing addresses are not accepted.
-Select One-

By providing your contact information, including any mobile or other phone numbers, you agree to be contacted regarding any of your Comenity Bank or Comenity Capital Bank accounts via calls to cell phones, text messages or telephone calls, including the use of artificial or pre-recorded message calls, as well as calls made via automatic telephone dialing systems or via email.

Add Authorized Buyer

Authorized buyers are allowed to purchase on your Account; however, as the primary account holder, you are responsible for payments on all purchases.

You may add one authorized buyer to your account at this time. Once your account is open, you may add up to four total authorized buyers.

Add an Authorized Buyer to your account?

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Cancel Application

You are about to cancel your application. Are you sure you want to cancel? This action cannot be undone.

Yes, Cancel Continue With Application

Cancel Application

By clicking "Cancel", this form will not be submitted and you will return to https://stores.helzberg.com/

No, continue Application

Cancel Acceptance

By clicking "Cancel", this form will not be submitted and you will return to https://stores.helzberg.com/

No, continue Acceptance

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Your session is about to expire. If you would like to extend your session please choose "Continue Session" or click "End Session" to end your session.

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The Helzberg Diamonds Credit Card account

Enjoy the card that lets you earn exclusive Helzberg Diamonds benefits.

  • Birthday Bonus your first year as a cardmember1
  • Holiday Reward2
  • Spend $2,999 or more in a calendar year to be upgraded to Platinum Status6
  • No Annual Fee3

Plus, special financing options available all year long:

Zero Interest if paid in full within 6 or 12 months4

On purchases of $299 or more for 6 months or $999 or more for 12 months made with your Helzberg Diamonds Credit Card. Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period.

9.99% APR if paid in full in 36 Months5

After that, purchase APR of 27.74%. On purchases of $2,999 or more made with your Helzberg Diamonds Credit Card.

1Offer will be received the month of your birthday. Minimum purchase required to redeem. See offer for full terms and conditions. Must have valid email address and U.S. mailing address. Accounts that opened in your birthday month or in the previous month will receive the offer the following calendar year. Account must not be in default. Not available on existing accounts.

2Offer will be received between October 1 and December 31. Minimum purchase required. See offer for full terms and conditions. Must make a purchase in the previous 12 months. Must have valid email address and U.S. mailing address. Accounts that opened between October 1 and December 31 will receive the offer the following calendar year. Account must not be in default.

3Select Here for important rate, fee, and other cost information.

4Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges.  * 

5Low APR, Equal Payment plan: Interest will be charged to your Account at the reduced APR from the purchase date through the end of the promotional period. After the promotional plan expiration date, the variable purchase APR will apply. Minimum payments are required for each Credit Plan.  Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement and minimum interest charge. As of 7/1/2020, terms for new Accounts: Variable purchase APR of 27.74%. Minimum interest charge is $5 per Credit Plan in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms. 

6Spend $2,999 or more in a calendar year on qualifying purchases made with your Helzberg Diamonds Credit Card, minus returns, to upgrade to Platinum status. To maintain this status, a customer must spend $2,999 or more in a calendar year on the Helzberg Diamonds Credit Card. Once achieved, Platinum tier status will continue through the end of the following calendar year. For full terms and conditions see below.

Platinum Status: Helzberg Diamonds Credit Cardholders must spend $2,999 or more using their Helzberg Diamonds Credit Card in a calendar year (January 1 – December 31) to achieve and maintain Platinum status. Once achieved, Platinum status will continue through the end of the following calendar year. If a Helzberg Diamonds Credit Cardholder does not spend $2,999 or more on the Credit Card in any calendar year, the card will be designated Preferred status as of the commencement of the following calendar year. Downgrades will be processed annually in January, and affected cardmembers will be notified prior to the effective date of their new status. Thereafter, a Helzberg Diamonds Credit Cardholder can again achieve Platinum status when the cardholder again spends $2,999 on the Helzberg Diamonds Credit Card in a calendar year.

Credit Card offers are subject to credit approval.

Helzberg Diamonds Credit Card Accounts are issued by Comenity Bank.

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Reward Terms and Conditions

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Important Information About Your Credit Report.

What is a credit report?  A credit report is a record of your credit history. It includes information about whether you pay your bills on time and how much you owe to creditors.

How did we use your credit report?  We used information from your credit report to set the terms of the credit we are offering you, such as the Annual Percentage Rate. The terms offered to you may be less favorable than the terms offered to consumers who have better credit histories.

What if there are mistakes in your credit report?  You have a right to dispute any inaccurate information in your credit report. 

If you find mistakes on your credit report, contact the consumer reporting agency listed below, which is the agency from which we obtained your credit report. It is a good idea to check your credit report regularly to make sure the information it contains is accurate.

How can you obtain a copy of your credit report?  Under federal law, you have the right to obtain a copy of your credit report without charge for 60 days after you receive this notice. To obtain your free report, contact:

How can you get more information about credit reports? For more information about credit reports and your rights under federal law, visit the Federal Reserve Board's web site at www.federalreserve.gov or the Federal Trade Commission's web site at www.ftc.gov.


What you should know about credit scores. Your credit score is a number that reflects the information in your credit report. Your credit score can change, depending on how your credit history changes.


Your credit score as of 10/15/2021: 0


 

We used your credit score to set the terms of credit we are offering you. In the scoring system we used, scores can range from 479 to the best possible score, 898. Please be aware, there are a number of different credit scoring systems available, and each uses a different range of numbers.


Here are the most significant factors in determining your score:

If you have questions about the factors impacting your credit score, we encourage you to contact the consumer reporting agency listed in this letter.

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Your Temporary Account

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Name: Temporary Account Number: CVC/CVV: Hidden for Your Protection Temporary Credit Limit: $0 Please sign here:
This temporary card is not valid until signed.
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Know how to use your temporary account

You may use your Temporary Shopping Pass as if it were your actual credit card with the following restrictions - once any of the limitations below are met, your temporary account number will no longer be valid for use:

  • You may use this Temporary Shopping Pass for up to
  • A single transaction cannot exceed $0.00
  • You may use the Temporary Shopping Pass for up to 0 transactions
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Welcome Offer

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Scan Barcode as Payment

Scan this barcode to use the customer's new Helzberg Diamonds Credit Card account as payment.
Name on Card: Account Number: Credit Limit: $0
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