Benefits

The Floor & Decor Credit Card offers compelling financing options, giving you the flexibility to pay over time.* Benefits of the card include flexible payment options, no annual fee, and convenient account management.

  • 6 months promotional financing1
  • 12 months promotional financing with purchases of $499 or more1
  • 48 months promotional financing for purchases $2,500 or more2

No Interest if Paid In Full within 6 or 12 months with the Floor & Decor Credit Card. Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period1.

1Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges.*

7.99% APR for 48 months, thereafter 29.99% standard purchase APR on purchases of $2,500 or more made with your Floor & Decor Credit Card.2

2Low APR, Equal Payment plan: Interest will be charged to your Account at the reduced APR from the purchase date through the end of the promotional period. After the promotional plan expiration date, the purchase APR will apply. Minimum payments are required for each Credit Plan.*

*All Promotional Plans:

Valid for single transaction only. As of May 2020, terms for new Accounts: Purchase APR of 29.99%. Minimum interest charge is 2 per Credit Plan in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms.

Credit card offers are subject to credit approval.

Floor & Decor Credit Card Accounts are issued by Comenity Capital Bank.

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