Apply for the Floor & Decor Credit Card and start your project today!

  • 6 months promotional financing*
  • 12 months promotional financing with purchases of $499 or more*
  • 48 months promotional financing for purchases $2,500 or more**
Floor & Decor Credit Card image
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Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
  • Deferred-Interest Plan Info

    At checkout for certain types of purchases, you may be offered a deferred-interest promotional plan.

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  • Manage Your Account

    Keep track of your credit card account anywhere, anytime.

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Floor & Decor Credit Card

The Floor & Decor Credit Card offers compelling financing options, giving you the flexibility to pay over time.* Benefits of the card include flexible payment options, no annual fee, and convenient account management.

  • 6 months promotional financing*
  • 12 months promotional financing with purchases of $499 or more*
  • 48 months promotional financing for purchases $2,500 or more**

*No Interest if Paid In Full within 6 or 12 months with the Floor & Decor Credit Card. Interest at the standard purchase APR will be charged to your Account from the date of purchase if the purchase is not paid in full within the promotional period. Minimum monthly payments are required during the promotional period, which may or may not pay off the purchase before the end of the promotional period. Repayment may be sooner for smaller balances. To make sure that you are not charged the interest accrued at the standard purchase APR of 29.99%, you must pay the total promotional purchase amount within the promotional period.

**7.99% APR for 48 months, thereafter 29.99% standard purchase APR on purchases of $2,500 or more made with your Floor & Decor Credit Card. If the purchase is not paid in full during the promotional period any remaining balance will be added to the regular purchase balance and subject to the standard purchase APR of 29.99%. Minimum payment set for 48 months, sooner for smaller balances. Minimum monthly payments for this plan during the promotional period will be the amount of the purchase, including the calculated finance charges that will be assessed from the date of purchase through the end of the promotional period, divided by 48 and rounded up to the nearest $1 (minimum $5). 

For All Financing Plans: The Total Minimum Payment on your Account won't be less than $30.00. If your Account balance is less than $30.00, you must pay the amount indicated on your statement in full. To avoid late fees, you must make your Minimum Payment by the Due Date each month. Minimum Interest Charge is $2.00 per Credit Plan. Standard Purchase APR of 29.99%. Promotional financing available with Floor & Decor Credit Card Accounts offered by Comenity Capital Bank. Subject to credit approval. Offer valid on purchases made at Floor & Decor.

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