Benefits

THE NEW FARMERS® REWARDS VISA® CREDIT CARD, WATCH YOUR REWARDS ADD UP QUICKLY

FARMERS REWARDS PROGRAM

The more you spend, the more points you earn with the Farmers® Rewards Visa® Card. Earn triple points on your Farmers products1, gas and home improvement retailers2, and one point for each dollar spent on all other purchases.3

  • 3X points for $1 spent on Farmers products1
  • 3X points for $1 spent on Fuel / Gas2
  • 3X points for $1 spent on Home Improvement Retailers2
  • 1X points for $1 spent everywhere else Visa is accepted3
  • 0% introductory APR on all purchases in the first 12 months. After that the APR is 14.74% to 21.74% based on Prime Rate and creditworthiness.
  • Keep the points you earn! Your points never expire and there's no limit to the amount you can earn.
  • Redeem points for a statement credit to offset purchases, including Farmers products. You can also redeem points for travel, gift cards, merchandise and more!

1Earn 3X points per $1 spent on all Farmers products. Offer is exclusive to Farmers Rewards Visa Credit Card holders enrolled in the Farmers Rewards Program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant's area of business. Comenity Bank does not have the ability to control assignment of merchant codes. This rewards program is provided by Comenity Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see comenity.net/farmersrewardsvisa.

2Earn 3X points per $1 spent on gas/fuel and home improvement purchases. Offer is exclusive to Farmers Rewards Visa Credit Card holders enrolled in the Farmers Rewards Program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant's area of business. Comenity Bank does not have the ability to control assignment of merchant codes.

3Earn 1X points per $1 spent on all other purchases . Offer is exclusive to Farmers Rewards Visa Credit Card holders enrolled in the Farmers Rewards Program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant's area of business. Comenity Bank does not have the ability to control assignment of merchant codes.

Credit card offers are subject to credit approval.

Farmers Rewards Visa Credit Card Accounts are issued by Comenity Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license.

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Farmers®  and Apple Pay
Pay with your Phone. From your Wallet.

You can add your Farmers® Rewards Visa® to Apple Pay. Pay quickly and securely at stores, restaurants, hotels and anywhere Apple Pay is accepted.

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