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Frequently Asked Questions (FAQs)

• How do I apply for a Farmers® Rewards Visa®?
  If you are over the age of majority in your state or territory, apply now. Or, apply at any one of our stores.
• What are the benefits of applying for a card?
  A Farmers® Rewards Visa® gives you the freedom to shop your way. Plus, you'll receive unique benefits and exclusive offers just for being a cardmember.
• When will I know if my application is approved?
  When you apply online, you will receive an immediate response on the status of your application.
• What, if any, costs are associated with the Farmers® Rewards Visa® Account?
  Your current

  Credit Card Account Agreement

  details all the information about your account, including any charges and costs, as well as the terms and conditions of your Farmers® Rewards Visa® Account.
• What is the Farmers Rewards Visa® and Visa Signature® agreement?
  The Credit Card Agreement (CCA) covers the terms of your Account with Comenity Bank and contains important information about using and managing your Account. In the CCA, you will find a detailed explanation of the Farmers® Rewards Visa® program's terms and conditions, the current Farmers Rewards Visa® and Visa Signature® account agreement, and all charges associated with the Farmers® Rewards Visa® Account.

  View the Credit Card Account Agreement

  .
• Can I apply for a card if I do not have a U.S. address?
  To open an account, you must have a valid government-issued photo ID, a valid government-issued Taxpayer Identification Number (such as an SSN or SIN), and have a street, rural route, or APO/FPO mailing address. We do not accept PO Box mailing addresses.
• How safe is it to apply online for a Farmers® Rewards Visa®?
  Protecting your privacy is important to us. We use the latest encryption technologies to prevent third parties from seeing or accessing sensitive data. Visit our Security pages to learn more about the security measures we use to safeguard you and your Account.
• Who is Comenity?
  Comenity is the parent company of Comenity Bank and Comenity Capital Bank, one of which issues your Farmers® Rewards Visa®. Learn more about Comenity.