Apply now to earn Farmers® Rewards extras:

  • 3 points/$1 on Farmers products1
  • 3 points/$1 on gas and home improvement retailers2
  • 1 point/$1 everywhere else Visa is accepted3
  • 0% introductory purchase APR for 12 months. After that your APR will be 13.24% to 20.24% based on Prime rate and creditworthiness.
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Farmers® Rewards Visa®

The Farmers® Rewards Visa® Credit Card Offered by Comenity Bank

The New Farmers® Rewards Visa®, watch your rewards add up quickly

Apply for the Farmers® Rewards Visa® Card today.

The application process is easy and takes only a few minutes. Once you are approved and have received your account information, you can begin enjoying all the benefits of your Farmers® Rewards Visa® account.

Farmers Rewards Program

The more you spend, the more points you earn with the Farmers® Rewards Visa® Card. Earn triple points on your Farmers products1, gas and home improvement retailers2, and one point for each dollar spent on all other purchases.3

  • 3X points for $1 spent on Farmers products1
  • 3X points for $1 spent on Fuel / Gas2
  • 3X points for $1 spent on Home Improvement Retailers2
  • 1X points for $1 spent everywhere else Visa is accepted3

All these Perks with no annual fee4

  • 0% introductory purchase APR for 12 months. After that your APR will be 13.24% to 20.24% based on Prime rate and creditworthiness.
  • No annual fee.4
  • Keep the points you earn! Your points never expire and there's no limit to the amount you can earn.
  • Redeem points for a statement credit to offset purchases, including Farmers products. You can also redeem points for travel, gift cards, merchandise and more!

1Earn 3X points per $1 spent on all Farmers products. Offer is exclusive to Farmers Rewards Visa Credit Card holders enrolled in the Farmers Rewards Program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant's area of business. Comenity Bank does not have the ability to control assignment of merchant codes. This rewards program is provided by Comenity Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see comenity.net/farmersrewardsvisa.

2Earn 3X points per $1 spent on gas/fuel and home improvement purchases. Offer is exclusive to Farmers Rewards Visa Credit Card holders enrolled in the Farmers Rewards Program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant's area of business. Comenity Bank does not have the ability to control assignment of merchant codes.

3Earn 1X points per $1 spent on all other purchases . Offer is exclusive to Farmers Rewards Visa Credit Card holders enrolled in the Farmers Rewards Program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant's area of business. Comenity Bank does not have the ability to control assignment of merchant codes.

4Click Here for important rate, fee, and other cost information.

Credit card offers are subject to credit approval.

Farmers Rewards Visa Credit Card Accounts are issued by Comenity Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license.

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