El Dorado Furniture Credit Account Application

Step 1: Application

Credit Card

Cardmember Benefits:

  • Shop at our stores with your BLUCard 
  • $100 gift offer with your welcome kit
  • Special savings and private events**
  • Easy online account management**
  • Convenient monthly payments 
  • No annual fee†

**,†See all benefits

Your Personal Information

-Select One-

Why do you need my Social Security number?

We use this information to verify your identity and obtain credit bureau information.


Why do you need my income?

In order to comply with federal law, and to determine factors such as your credit limit, we consider your ability to meet the payment obligations associated with this account. Your income information is part of that consideration.

If you do not wish to have alimony, child support and/or separate maintenance income considered as a basis for repaying this obligation, please do not include it in your Annual Income amount. Married WI Residents only: If you are applying for an individual account and your spouse also is a WI resident, combine your and your spouse's financial information.

Contact Information

To open an account, you must have a street, rural route, or APO/ FPO mailing address, and at least one mobile or alternate phone number. PO Box mailing addresses are not accepted.
-Select One-

By providing your contact information, including any mobile or other phone numbers, you agree to be contacted regarding any of your Comenity Bank or Comenity Capital Bank accounts via calls to cell phones, text messages or telephone calls, including the use of artificial or pre-recorded message calls, as well as calls made via automatic telephone dialing systems or via email.


The El Dorado Furniture BLUCard account


El Dorado Furniture BluCard Benefits: 

  • $100 gift offer included with your mailed BLUCard welcome kit 
  • Convenient monthly payments 
  • No annual fee† 
  • Special savings exclusively for Cardmembers** 
  • Invitation to special private events** 
  • Convenient online account management**
  • Shop at our stores with your BLUCard 

Beneficios Exclusivos De La Tarje Ta BLUCard: 

  • Oferta de regalo de $100 incluida con el kit de bienvenida enviado por correo de su tarjeta BLUCard de El Dorado Furniture 
  • Pagos mensuales convenientes 
  • Sin cuota anual† 
  • Ofertas exclusivas para usuarios** 
  • Invitación a eventos privados**
  • Administración electrónica de su cuenta** 
  • Compre con su tarjeta BLUCard en nuestras tiendas 

†Standard, variable purchase APR of 28.24%, based on the Prime Rate. Minimum Interest charge is $2.00 per credit plan. 

†Tasa Porcentual Anual ("TPA") variable estándar de compra del 28.24%, basada en la Tasa de Interés Preferencial ("Tasa Prima"). El cargo de interés mínimo es de $2.00 por plan de crédito. 

**Requires a valid e-mail address and internet connection 

**Requiere su correo electrónico y acceso al internet.


Reward Terms and Conditions

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Important Information About Your Credit Report.

What is a credit report?  A credit report is a record of your credit history. It includes information about whether you pay your bills on time and how much you owe to creditors.

How did we use your credit report?  We used information from your credit report to set the terms of the credit we are offering you, such as the Annual Percentage Rate. The terms offered to you may be less favorable than the terms offered to consumers who have better credit histories.

What if there are mistakes in your credit report?  You have a right to dispute any inaccurate information in your credit report. 

If you find mistakes on your credit report, contact the consumer reporting agency listed below, which is the agency from which we obtained your credit report. It is a good idea to check your credit report regularly to make sure the information it contains is accurate.

How can you obtain a copy of your credit report?  Under federal law, you have the right to obtain a copy of your credit report without charge for 60 days after you receive this notice. To obtain your free report, contact:

How can you get more information about credit reports? For more information about credit reports and your rights under federal law, visit the Federal Reserve Board’s web site at www.federalreserve.gov or the Federal Trade Commission’s web site at www.ftc.gov.

What you should know about credit scores. Your credit score is a number that reflects the information in your credit report. Your credit score can change, depending on how your credit history changes.

Your credit score as of 05/24/2016: 0


We used your credit score to set the terms of credit we are offering you. In the scoring system we used, scores can range from 479 to the best possible score, 898. Please be aware, there are a number of different credit scoring systems available, and each uses a different range of numbers.

Here are the most significant factors in determining your score:

If you have questions about the factors impacting your credit score, we encourage you to contact the consumer reporting agency listed in this letter.


Your Temporary Account

Credit Card
Name: Temporary Account Number: CVC/CW: Expires On: Temporary Credit Limit: $0

Know how to use your Temporary Card

You may use your temporary Card as if it were your actual credit card with the following restrictions. Once any of the limitations below is met, your temporary account number will no longer be valid for use:

  • You may use this temporary card for up to 3 hours
  • A single transaction cannot exceed $400.00
  • You may use the temporary account number for up to 2 transactions