Benefits

Spend. Earn. Repeat.℠

Earn cash back rewards with every purchase on your Comenity® Mastercard® Credit Card.


Comenity® Mastercard® Credit Card
1.5% cash back on every purchase paid as a statement credit.1
$100 cash back paid as statement credit when you spend $500 or more within 90 days of activating your new card.2
No Annual Fee3
Plus all the benefits of the Mastercard® network!4



1Offer is exclusive to Comenity® Mastercard® Credit Card holders enrolled in the Comenity Rewards program. Purchases do not include returns, refunds or credit adjustments, balance transfers, cash advances, interest charges, and fees of any kind. This rewards program is provided by Comenity Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see

Rewards Terms and Conditions
.

2For bonus earnings, the purchase must post prior to the end of the bonus event. Earnings may take up to two billing cycles after the purchase to add to your account. Valid one time only. Offer is exclusive to Comenity® Mastercard® Credit Card holders enrolled in the Comenity Rewards program. Maximum of $100. Purchases do not include returns, refunds or credit adjustments, balance transfers, cash advances, interest charges, and fees of any kind.



3For new accounts, as of 1/15/2021: Variable Purchase APR of 17.99 or 24.99% based on the Prime Rate. Balance Transfer APR of 26.99%. Cash Advance APR of 25.99%. Minimum Interest Charge is $2 per Credit Plan. Balance Transfer Fee of the greater of $10 or 5% of the transfer. Cash Advance Fee of the greater of $10 or 5% of the advance. Foreign Transaction Fee of 3% of the transaction in US dollars. Late or Returned Payment fee of up to $40.



4Mastercard Card benefits are benefits associated with Mastercard. Certain terms, conditions, and exclusions apply. For Full Benefits Terms and Conditions, please see your Guide to Benefits or call 1-800-Mastercard.



Credit card offers are subject to credit approval.
Comenity® Mastercard® Credit Card accounts are issued by Comenity Bank pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

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Comenity® and Apple Pay
Pay with your Phone. From your Wallet.

You can add your Comenity® Mastercard® Credit Card to Apple Pay. Pay quickly and securely at stores, restaurants, hotels and anywhere Apple Pay is accepted.

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