Welcome! Manage your Coldwater Creek Mastercard® Account here.

  • Pay your bill
  • Get fast, convenient online access
  • Earn Coldwater Creek Rewards fast on every day purchases2
Coldwater Creek Mastercard® image
Card Benefits

Coldwater Creek Mastercard®

Coldwater Creek Mastercard®


Your Exclusive Coldwater Creek Benefits Include:

  • 20% off your first Coldwater Creek purchase when you open and use your Coldwater Creek Mastercard Credit Card today1
  • Earn 5 points for every $1 spent at Coldwater Creek2, 3 points for every $1 spent on gas and groceries3, and 1 point for every $1 spent on other purchases everywhere Mastercard is accepted
  • Receive a $10 Reward Certificate for every 1,000 points
  • Receive a $20 Bonus Rewards Certificate when you spend $500 on non-Coldwater Creek purchases within 90 days of opening your account4
  • A $25 birthday coupon to use on a purchase of $100 or more when you provide a valid opt-in email address at www.coldwatercreek.com/emailbirthday5
  • Enjoy free standard shipping events6
  • Earn Double Points during cardmember exclusive events



Subject to credit approval.

Subject to credit approval. This rewards program is provided by Coldwater Creek and its terms may change at any time. For full Rewards Terms and Conditions, please see www.coldwatercreek.com/rewardsterms.

Each merchant is assigned a code by a third party that indicates the merchant's area of business. Earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Comenity Bank does not have the ability to control assignment of merchant codes.

Subject to credit approval. For bonus earnings, the purchase must post to your Account prior to the end of the bonus event. Limit of one $20 Reward Certificate.

Subject to credit approval. Offer will be received during birthday month. Must have valid email address and U.S. mailing address. Accounts that opened during birthday month will receive the offer in the month following birthday. Account must not be in default.

Subject to credit approval. Limited to continental US only. Please allow up to 14 business days for shipments to A.P.O. and F.P.O. addresses.


Coldwater Creek Mastercard® Credit Card Accounts are issued by Comenity Bank pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

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