Coldwater Creek Cardmember Benefits

• 5 points earned per dollar spent at Coldwater Creek¹
• 3 points per dollar spent on gas & groceries²
• 1 point per dollar spent elsewhere with your MasterCard
• $10 Coldwater Creek Reward for every 1,000 points
• A $25 birthday coupon to use during the month of your birthday³
• 2 Free standard-shipping events every year⁴
• Special cardholder advance previews of Coldwater Creek savings event

¹The Coldwater Creek Rewards Program is provided by Coldwater Creek and its terms may change at any time. Please refer to Rewards Terms & Conditions for additional details.

²Each merchant is assigned a code by a third party that indicates the merchant's area of business. Bonus points will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Comenity Bank does not have the ability to control assignment of merchant codes.

³Only for cardholders with a valid opt-in email address on file. Subscribe at www.coldwatercreek.com/emailbirthday

⁴Standard shipping applies to continental U.S. only. Orders shipped via standard delivery typically arrive in 4-8 business days. Please allow up to 14 business days for shipments to A.P.O. and F.P.O. addresses.

The Coldwater Creek MasterCard® is issued by Comenity Bank pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.