Welcome! Manage your Coldwater Creek Mastercard Account here.

  • Pay your bill
  • Get fast, convenient online access
  • Earn Coldwater Creek Rewards fast on every day purchases1
Credit Card
Card Benefits
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More

Coldwater Creek Mastercard

Coldwater Creek Cardmember Benefits

  • 5 points earned per dollar spent at Coldwater Creek1
  • 3 points per dollar spent on gas & groceries2
  • 1 point per dollar spent elsewhere with your Mastercard
  • $10 Coldwater Creek Reward for every 1,000 points
  • A $25 birthday coupon to use during the month of your birthday3
  • 2 Free standard-shipping events every year4
  • Special cardholder advance previews of Coldwater Creek savings event

1The Coldwater Creek Rewards Program is provided by Coldwater Creek and its terms may change at any time. Please refer to Rewards Terms & Conditions for additional details.

2Each merchant is assigned a code by a third party that indicates the merchant's area of business. Bonus points will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Comenity Bank does not have the ability to control assignment of merchant codes.

3Only for cardholders with a valid opt-in email address on file. Subscribe at www.coldwatercreek.com/emailbirthday

4Standard shipping applies to continental U.S. only. Orders shipped via standard delivery typically arrive in 4-8 business days. Please allow up to 14 business days for shipments to A.P.O. and F.P.O. addresses.

The Coldwater Creek Mastercard® is issued by Comenity Bank pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated.

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