Benefits

Cardmember Exclusives

  • Earn rewards and special financing when you use your Christmas Tree Shops® andThat!® Mastercard® Credit Card:

  • Earn 5% back in Rewards for every $1 spent at Christmas Tree Shops® andThat!® and our family of brands 1
  • Earn 2% back in Rewards for every $1 spent on gas stations and grocery stores 2
  • Earn 1% back in Rewards for every $1 spent anywhere else Mastercard® is accepted outside of our family of brands 1
  • 6 month special financing when you spend $250–$499.99 at Christmas Tree Shops® andThat!® and our family of brands 3
  • 12 month special financing when you spend $500 or more at Christmas Tree Shops® andThat!®and our family of brands 3
  • No Annual Fee4

1 Offer is exclusive to Christmas Tree Shops® andThat!® Mastercard® Credit Card holders enrolled in the Christmas Tree Shops andThat! Rewards program. This rewards program is provided by Bed Bath & Beyond Inc. and its terms may change at any time. For full Rewards Terms and Conditions, please see comenity.net/christmastreeshopsandthat.

2 Offer is exclusive to Christmas Tree Shops® andThat!® Mastercard® Credit Card holders enrolled in the Christmas Tree Shops andThat! Rewards program. Each merchant is assigned a code by a third party that indicates the merchant's area of business. Earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Comenity Capital Bank does not have the ability to control assignment of merchant codes.

3 Minimum payments are required for each Credit Plan. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement and minimum interest charge. Qualifying purchases will automatically be placed on a promotional plan. If purchase qualifies for more than one plan, it will be placed on the qualified plan with the longest promotional period.

4 Click Here for important rate, fee, and other cost information.

Credit card offers are subject to credit approval.

Christmas Tree Shops® andThat!® Mastercard® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

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Christmas Tree Shops® andThat!® and Apple Pay
Pay with your Phone. From your Wallet.

You can add your Christmas Tree Shops® andThat!® Mastercard® to Apple Pay. Pay quickly and securely at stores, restaurants, hotels and anywhere Apple Pay is accepted.

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