The Program is provided by Caesars License Company, LLC and serviced by Comenity ("Bank"). Caesars License Company LLC is solely responsible for Program operation and may withdraw the Program or change the terms of the Program at any time. The purpose of the Program is to reward customers for certain uses of their Caesars Rewards Visa credit card ("Card".) The Program Terms may be supplemented with additional terms, conditions, and disclosures, including but not limited to applicable terms related to any promotional offers provided to you for use with the Program.

General Information

The Program allows you to earn Reward Credits and Tier credits on the amount you spend as described in the "Earning Reward Credits and Tier Credits" section below, using your Caesars Rewards Visa Card Account (your "Account"). You can then redeem Reward Credits as described in the "Issuing Rewards and Redemption" section below. You can redeem Reward Credits in accordance with the current Caesars Rewards Program Rules. See www.caesars.com/myrewards/earn-and-redeem for latest information on Tier Credit earning and Reward Credit earning/redemption.

These Program Terms are separate from your Caesars Rewards Visa Credit Card Account Agreement (your "Account Agreement"), which governs the use of your Account. In the event of any conflict between these Program Terms and your Account Agreement, these Program Terms will control in any matter relating to the Program. By using your Account, you agree to be bound by these Program Terms.

All information collected about you in connection with the Program is subject to the Caesars Entertainment US privacy policy, which can be obtained at http://www.caesars.com/privacy.

Earning Reward Credits and Tier Credits

You will earn Reward Credits and Tier Credits when you, or an authorized user, make eligible purchases of goods and services for personal, family and household purposes using your Account, minus any returns, refunds or credit adjustments ("Net Eligible Purchases").

Reward earn is rounded up to the next whole cent amount. Earning calculations that end in partial cents all round to the next higher whole value. For example, $.202 rounds to $.21.

Using your Caesars Rewards Visa you will earn:

• Four (4) Reward Credits for each $1.00 of Net Eligible Purchases made at participiating outlets at Caesars Rewards resorts and casinos. This is in addition to any Reward Credits earned for qualifying spending pursuant to the terms of the Caesars Rewards Program (typically one (1) Reward Credit per $1.00 of spending at participating outlets; must present Caesars Rewards card at the time of purchase). See https://www.caesars.com/destinations for a list of Caesars Rewards resorts and casinos, and visit a property's Caesars Rewards Center for a list of participating outlets at that property. Purchases at non-participating Caesars outlets or outlets that are controlled by third parties do not qualify for this Earning Rate.
• Two (2) Reward Credits for each $1.00 of Net Eligible Purchases made at restaurants, solely determined by the Merchant Classification Code* assigned by Visa. Please note that restaurant purchases do not include any spending at bars, taverns, lounges, nightclubs, and other establishments that primarily serve alcoholic beverages.
• Two (2) Reward Credits for each $1.00 of Net Eligible Purchases made for travel, solely determined by the Merchant Classification Code* assigned by Visa. Please note that travel purchases do not include any spending on campgrounds, boat rentals, travel agencies, tour operators, timeshares, or parking lots/garages.
• Two (2) Reward Credits for each $1.00 of Net Eligible Purchases made for entertainment, solely determined by the Merchant Classification Code* assigned by Visa. Please note that entertainment purchases do not include any spending on digital games, fantasy sports/gambling, DVD rentals, sporting/recreational camps, dance halls & schools, or golf courses.
• One (1) Reward Credit for each $1.00 of Net Eligible Purchases made everywhere else Visa is accepted and not described above.

Reward Credits or Tier Credits are not earned on unauthorized or fraudulent charges, charges that violate the terms of your Account Agreement, balance transfers, cash advances, transactions treated similar to cash advances, interest charges, cash equivalents, person to person, and fees of any kind.

Caesars Entertainment/Comentiy Bank may temporarily prohibit you from earning Reward Credits and Tier Credits using Reward Credits or Tier Credits or using any features of the Program if: your Account becomes delinquent; Comenity Bank suspects that you or any authorized user has engaged in fraudulent activity related to your Account or the Program; or Caesars Entertainment suspects that you misused the Program in any way.

Reward Credits and Tier Credits awarded for purchases that do not remain Net Eligible Purchases will be deducted from your Reward Credit balance and Tier Credit balance. Returned items may result in credits being applied to your Account, which will reduce or may eliminate accumulated Reward Credits and Tier Credits. Caesars Entertainment and/ Comenity Bank reserve the right to verify and adjust Reward Credits and Tier Credits as applicable, at any time.

Bonus Reward Credits or Tier Credits or Special Offers

From time to time, Caesars Entertainment/Comentiy Bank may make bonus offers to earn additional Reward Credits or Tier Creidts. Read each offer carefully, as there may be important conditions or limitations, such as blackout periods, Bonus Reward Credits or Tier Credit limits, or exclusions. You may have to register to qualify for the offer. Caesars Entertainment/Comentiy Bank may change or withdraw an offer at any time without notice. Any such change or withdrawal will not affect Bonus Reward Credits or Tier Credits already earned. Certain offers may only be communicated via email. Tax and shipping charges are excluded from specials offers and bonuses.

Expiration

Important note: Rewards Credits will expire every six months if you do not earn at least one Reward Credit every six months after the date that they are posted to your Rewards Credit balance.

Termination and Forfeiture

Important note: Subject to any requirements or limitations of applicable law, Caesars Entertainment/Comentiy Bank may at any time for any reason change or terminate the Program and these Program Terms without notice.

Caesars Entertainment/Comentiy Bank reserves the right to terminate you from the Program. If the Program terminates, Caesars Entertainment/Comentiy Bank terminates you from participating in the Program, or you voluntarily cancel enrollment in the Program, all Reward Credits and Tier Credits will be forfeited.

Reward Credits and Tier Credits will be forfeited if any of the following occur: your Account is closed; you terminate your participation in the Program; you or any authorized user engages in any fraudulent activity or misuse related to your Account or the Program, or engage in any activity deemed to be abusive or gaming conduct, as determined by Caesars Entertainment/Comentiy Bank. Misuse includes, but is not limited to, obtaining or using an Account to maximize Reward Credits and Tier Credits earned in a manner that is not consistent with typical consumer activity as determined in Caesars Entertainment/Comentiy Bank's sole discretion.

Issuing Rewards and Redemption

You may redeem Reward Credits in accordance with the current Caesars Rewards Program Rules. See www.caesars.com/myrewards/earn-and-redeem for latest information on Tier Credit earning and Reward Credit earning/redemption.

Other Terms

Rewards Credits and Tier Credits may not be sold, transferred or altered in any way by you. Rewards Credits and Tier Credits you earn may not be combined with Rewards Credits and Tier Credits earned on any other credit account or earned by anyone else (other than your Authorized User).

To be eligible to earn Tier Credits and earn/redeem Reward Credits, you must be a member of the Caesars Rewards Program. You must be at least twenty-one (21) years old in order to participate in the Caesars Rewards Program in the United States. You will be eligible to apply for the Caesars Rewards Visa if you are at or above the age of majority in your state or territory without participation in the Caesars Rewards Program. You will not be eligible to receive Caesars Rewards benefits unless you are enrolled in the Caesars Rewards Program. Therefore, you will need to sign-up for the Caesars Rewards Program before or at the time of your Caesars Rewards Visa application. If you are not a member of the Program when you apply, you will need to sign-up before you can earn Reward Credits and Tier Credits with your Caesars Rewards Visa.

For customers under the age of twenty-one (21) years old: once you become of age to enroll in the Caesars Rewards Program you must sign up for the Caesars Rewards Program to become eligible to receive Caesars Rewards Visa benefits. You will not receive any Caesars Rewards Visa benefits for any spending made prior to enrolling in the Caesars Rewards Program.

You may review your Reward Credits and Tier Credits balance on your online account page at www.caesars.com/myrewards or by visiting any Caesars Rewards Center. It may take up to two billing cycles for Reward Credits and Tier Credits to post. The amount of Reward Credits and Tier Credits earned is based on the date your purchase was made, which may be different than the date the transaction posts to your Account. For mail order, special order, online, and other purchases, your transaction may not post to your Account until items have shipped.

Reward Credits Disputes

If Reward Credits you believe were earned have not timely posted to your Caesars Rewards balance, you may dispute your Reward Credits balance ("Reward Credits Dispute") by calling 1-855-381-5715 (TDD/TTY 1-800-695-1788) or writing to Comenity Bank, PO Box 182782, Columbus, OH 43218-2782. will use reasonable efforts to investigate your Reward Credits Dispute if you notify Caesars Entertainment/Comentiy Bank within 90 days of the posting date. If you do not notify Caesars Entertainment/Comentiy Bank within that period, you waive your right to make a Reward Credits Dispute with respect to that purchase. Caesars Entertainment/Comentiy Bank may require you to provide written confirmation of the dispute and the applicable purchase receipt and may decline to investigate further if you do not provide the requested confirmation or a valid receipt. Upon completion of the investigation, Caesars Entertainment/Comentiy Bankwill have no further responsibilities if you later reassert the same Reward Credits Dispute.

Limited Liability

Unless otherwise required by law, neither Caesars Entertainment nor the Bank, nor any of our or its affiliates, officers, directors, employees, service providers, or agents will be liable to you, or anyone making a claim on your behalf, in connection with the Program or these Program Terms, including but not limited to, use of the Program and any redemption for or purchase of products or services through the Program.

No Warranties

Caesars Entertainment, the Bank, and all of each of such company's respective subsidiaries and affiliates make no warranty, express or implied, including but not limited to, any warranties of merchantability or fitness for a particular purpose with respect to the Program or any products or services related to such Program.

Taxes

You are responsible for any tax liability that may result from participation in the Program or use of any Reward Credits or Tier Credits. Consult your tax advisor concerning such tax consequences.

Cancelling Program Participation

You may cancel your participation in the Program at any time by calling Caesars Entertainment/Comentiy Bank at 1-855-381-5715 (TDD/TTY 1-800-695-1788). If you cancel your participation in the Program, you will no longer earn Reward Credits or Tier Creidts from purchases made using your Credit Card and you will forfeit your unused and unexpired Reward Credits or Tier Credits. Your cancellation will not affect any previously redeemed Rewards.

Governing Law

The Program and these Program Terms are governed by federal law and, to the extent state law applies, the laws of the State of Nevada.You may not assign your rights or obligations under these Program Terms to any other person or entity. Important note: You and Caesars Entertainment/Comenity Bank agree that each of us may bring claims arising from or relating to these program terms only on an individual basis and not as a plaintiff or class member in any purported class or representative action or proceeding.

"Claim," as used in these Program Terms means any claim, dispute or controversy that in any way arises from or relates to these Program Terms.

Complete Agreement; Severability; Conflicts; No Waiver

These Program Terms supersede any previous terms and conditions governing the Program. The Program is not available where and to the extent prohibited by law. If any part of these Program Terms conflict with applicable law, that provision will be deemed severed from these Program Terms and the remainder of the Program Terms will remain in effect. Caesars Entertainment/Comenity Bank will not lose our rights under these Program Terms because Caesars Entertainment/Comenity Bank chooses to delay or not enforce them.

Agreement to Arbitrate

Important note: Any party may elect to arbitrate any claim arising from or relating to these program terms (including disputes about the validity, scope or enforceability of this agreement to arbitration), in which case such claim shall be settled by binding arbitration on an individual basis and not as part of any class or representative action.

Arbitration may be elected by any party with respect to any such Claim, even if that party has already initiated a lawsuit with respect to a different Claim. Caesars Entertainment will not demand to arbitrate an individual Claim that you bring against us in small claims court or your state's equivalent court, if any. But if that Claim is transferred, removed or appealed to a different court, Caesars Entertainment then has the right to demand arbitration.

The arbitration will be conducted by the American Arbitration Association ("AAA"), JAMS, or any other company selected by mutual agreement of the parties (the "Administrator"), in accordance with the rules of the Administrator. Payment of all filing, administration and arbitrator fees will be governed by the Administrator's rules. If, however, you are able to demonstrate that the costs of arbitration will be cost-prohibitive for you as compared to the costs of litigation, Caesars Entertainment will pay as much of the filing, administration and arbitrator fees as the arbitrator deems necessary to prevent the arbitration from being cost-prohibitive for you. The arbitrator will not have the power to award punitive or exemplary damages, the right to which each party hereby waives. The arbitrator's decision must be with written explanation and remain confidential. For purposes of this "Agreement to Arbitrate" section, these Program Terms are governed by the Federal Arbitration Act, 9 U.S.C. sec. 1-16 (FAA).

Opt-Out Procedures: You may choose to opt-out of this Agreement to Arbitrate by sending a written notice within 30 days after the date you accept these Program Terms for the first time. you may send your opt-out notice by mail or hand delivery to One Harrah's Court Las Vegas, NV 89119. Your opt-out notice must include your full name and clearly indicate your intent to opt-out of the arbitration provisions.

Prior to initiating any arbitration, the initiating party will give the other party at least 60 days advanced written notice of its intent to file for arbitration. Caesars Entertainment will provide such notice by mail or email using the contact information on file with us and you must provide such notice by mail to us at One Harrah's Court Las Vegas, NV 89119.

For a Complete list of Caesars Rewards® Rules & Regulations, visit any Caesars Rewards Center OR https://www.caesars.com/myrewards/caesars-rewards-rules-regs.

Gambling Problem? Call 1-800-522-4700.

Must be 21 or older to gamble (Must be 19 or older in Ontario). Must be 18 or older for pari-mutuel wagering in Florida, Indiana and Pennsylvania. Must be 18 or older to participate in a poker wagering activity in Florida. Know When To Stop Before You Start®. CO, MS, NV or NC: Gambling Problem? Call 1-800-522-4700. CA, IL, NJ or PA: If you or someone you know has a gambling problem, crisis counseling, and referral services can be accessed by calling 1-800-GAMBLER (1-800-426-2537). AZ: 1-800-NEXT-STEP. LA: 1-877-770-STOP. MO: 1-888-BETSOFF. IA: 1-800-BETSOFF. IN: 1-800-9WITHIT. FL: 888-ADMIT-IT. OH: For help, call the Ohio Problem Gambling Helpline at 1-800-589-9966 or visit the Ohio for Responsible Gambling website at www.org.ohio.gov. MD: Please play responsibly, for help visit mdgamblinghelp.org or call 1-800-GAMBLER. Ontario: PlaySmart 1-866-531-2600.

Licensing

The Caesars Rewards Visa Credit Card is issued by Comenity Bank, pursuant to a license from Visa Inc.