[Important note: These program terms contain provisions that limit our liability to you, eliminate your right to a trial by jury, require you to resolve disputes with us on an individual basis and not as a part of any class or representative action, and through final and binding arbitration. Review the "Agreement to Arbitrate" section below.]
Please read these Program Terms carefully for important information about your rights and obligations in the Bed Bath & Beyond, buybuy BABY, and Harmon Face Values Mastercard and World Mastercard Rewards Program ("Program"). By participating in the Program, you agree to these Program Terms.
The Program is provided by Bed Bath & Beyond Inc "Bed Bath & Beyond" and serviced by Comenity Capital Bank. Bed Bath & Beyond is solely responsible for Program operation and may withdraw the Program or change the terms of the Program at any time. The purpose of the Program is to reward customers for certain uses of their Bed Bath & Beyond, buybuy BABY, and Harmon Face Values Mastercard or World Mastercard credit card ("Card".) The Program Terms may be supplemented with additional terms, conditions, and disclosures, including but not limited to applicable terms related to any promotional offers provided to you for use with the Program.For the most up-to-date terms, please visit
The Program allows you to earn Reward Dollars ("Reward Dollars") on the dollars you spend, as described in the "Earning Reward Dollars" section below, using your Bed Bath & Beyond, buybuy BABY, and Harmon Face Values Mastercard or World Mastercard Account (your "Account"). You can then redeem Reward Dollars for Bed Bath & Beyond Reward Certificates.
These Program Terms are separate from your Bed Bath & Beyond, buybuy BABY, and Harmon Face Values Mastercard or World Mastercard Credit Card Account Agreement (your "Account Agreement"), which governs the use of your Account. In the event of any conflict between these Program Terms and your Account Agreement, these Program Terms will control in any matter relating to the Program. By using your Account, you agree to be bound by these Program Terms.
All information collected about you in connection with the Program is subject to Bed Bath & Beyond's privacy policy, which can be obtained at
You will earn Reward Dollars when you, or an authorized user, make eligible purchases of goods and services for personal, family and household purposes using your Account, minus any returns, refunds or credit adjustments ("Net Eligible Purchases"). Purchases that are not a whole dollar amount will be rounded to the nearest whole dollar amount to determine the amount of Reward Dollars earned. Purchases that end in $0.50 will be rounded using bankers rounding, where the purchase is rounded to the nearest even whole dollar amount. Example: $2.50 rounds to $2.00 whereas $3.50 rounds to $4.00.
Using your Bed Bath & Beyond, buybuy BABY, or Harmon Face Values Mastercard ,you will earn:
*Reward Merchant Classification Codes: Merchants who accept Visa/Mastercard are assigned a merchant classification code ("MCC"), which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the products and/or services they primarily sell. Comenity Capital Bank and Bed Bath & Beyond do not control the assignment of these codes and are not responsible for incorrectly coded purchases. Even though a merchant or some of the items it sells may appear to fit within a certain rewards category, the merchant may not have a code in that category. Purchases made with third-party payment accounts, including but not limited to PayPal and Venmo, will not earn additional Reward Dollars.
Reward Dollars are not earned on: returns, refunds, credit adjustments at Bed Bath & Beyond Inc., purchases using any type of promotional financing, unauthorized or fraudulent charges, charges that violate the terms of your Account Agreement, balance transfers, cash advances, transactions treated similar to cash advances, interest charges, and fees of any kind.
Bed Bath & Beyond may temporarily prohibit you from earning Reward Dollars, using Reward Dollars, receiving or redeeming Reward Certificates, or using any features of the Program if: your Account becomes delinquent; Comenity Capital Bank suspects that you or any authorized user has engaged in fraudulent activity related to your Account or the Program; or Bed Bath & Beyond suspects that you misused the Program in any way.
Reward Dollars awarded for purchases that do not remain Net Eligible Purchases will be deducted from your Reward Dollars balance. Returned items may result in credits being applied to your Account, which will reduce or may eliminate accumulated Reward Dollars and may result in a negative Reward Dollars balance. If your Reward Dollars balance goes negative, you must first earn Reward Dollars to bring your Reward Dollars balance to zero before earning any Reward Dollars eligible for redemption. Bed Bath & Beyond and Comenity Capital Bank reserve the right to verify and adjust Reward Dollars, as applicable, at any time.
From time to time, Bed Bath & Beyond may make bonus offers to earn additional Reward Dollars("Bonus Reward Dollars"). Read each offer carefully, as there may be additional important conditions or limitations, such as blackout periods, Bonus Reward Dollars limits, or exclusions. You may have to register to qualify for the offer. Bed Bath & Beyond may change or withdraw an offer at any time without notice. Any such change or withdrawal will not affect Bonus Reward Dollars already earned. Certain offers may only be communicated via email.
Important note: Reward Dollars will expire 48 months after the date that they are posted to your Reward Dollars balance.
Reward Certificates expire 180 days from the date they are issued.
Important note: Subject to any requirements or limitations of applicable law, Bed Bath & Beyond may at any time for any reason change or terminate the Program and these Program Terms without notice.
Bed Bath & Beyond reserves the right to terminate you from the Program. If the Program terminates, Bed Bath & Beyond terminates you from participating in the Program, or you voluntarily cancel enrollment in the Program, all Reward Dollars will be forfeited.
Reward Dollars will be forfeited if any of the following occur: your Account is closed; you terminate your participation in the Program; you or any authorized user engages in any fraudulent activity or misuse related to your Account or the Program, or engage in any activity deemed to be abusive or gaming conduct, as determined by Bed Bath & Beyond. Misuse includes, but is not limited to, obtaining or using an Account to maximize Reward Dollars earned in a manner that is not consistent with typical consumer activity as determined in Bed Bath & Beyond's sole discretion.
For every $10 Reward Dollars you earn, you will receive a $10.00 Reward Certificate. Reward Certificates will be issued in increments of $10, with a minimum amount of $10 and a maximum of $50, excluding Harmon Face Values who has a maximum of $20.Multiple Reward Certificates may be issued, however no more than 1 Reward Certificate will be issued in any billing cycle. Reward Certificates may only be redeemed on qualifying purchases using your Account at Bed Bath & Beyond, buybuy BABY, and Harmon Face Values or online at www.bedbathandbeyond.com, www.buybuybaby.com, www.harmondiscount.com
Limit 20 Reward Certificates per purchase.
Reward Certificates may not be applied to past purchases. Reward Certificates may not be combined with any other discount or certificate, except as otherwise provided. Reward Certificates may only be applied to one transaction and any unused Reward Certificate value will be forfeited.
Bed Bath & Beyond is not responsible for lost or stolen Reward Certificates.
You will receive your Rewards Certificates via your statement within 90 days. Contact the Bank to update your contact information for your Account.
Reward Dollars may not be sold, transferred or altered in any way by you. Reward Dollars you earn may not be combined with Reward Dollars earned on any other credit account or earned by anyone else (other than your Authorized User).
Reward Dollars and Reward Certificates have no cash value and are purely for promotional purposes. Reward Certificates may not be used as payment for any outstanding obligations to the Bank or its affiliates.
If you return merchandise purchased using a Reward Certificate, the dollar value of the Reward Certificate will be converted to a store gift card.
You may review your Reward Dollars balance via Account Center or billing statement. It may take up to two billing cycles for Reward Dollars to post. The amount of Reward Dollars earned is based on the date your purchase was made, which may be different than the date the transaction posts to your Account. For mail order, special order, online, and other purchases, your transaction may not post to your Account until items have shipped.
Bed Bath & Beyond and Comenity Capital Bank may send communications regarding the Program by mail, phone, email or other methods, including through online Account Center or mobile app. By providing your mobile phone number, Bed Bath & Beyond may contact you about all of your accounts and this Program.
If you have any questions about the Program or to update your contact information, please contact the Customer service phone number below or visit Account Center.
Bed Bath & Beyond and Comenity Capital Bank are not responsible for Reward Certificate communications lost or undelivered due to incorrect or outdated address or email.
You can review your Program activity on your billing statement or on Account Center at:
If Reward Dollars you believe were earned have not timely posted to your Reward Dollars balance, you may dispute your Reward Dollars balance ("Reward Dollars Dispute") by calling
Bed Bath & Beyond will use reasonable efforts to investigate your Reward Dollars Dispute if you notify Bed Bath & Beyond within 90 days of the posting date. If you do not notify Bed Bath & Beyond within that period, you waive your right to make a Reward Dollars dispute with respect to that purchase. Bed Bath & Beyond may require you to provide written confirmation of the dispute and the applicable purchase receipt and may decline to investigate further if you do not provide the requested confirmation or a valid receipt. Upon completion of the investigation, Bed Bath & Beyond will have no further responsibilities if you later reassert the same Reward Dollars Dispute.
Unless otherwise required by law, neither Bed Bath & Beyond nor the Bank, nor any of our or its affiliates, officers, directors, employees, service providers, or agents will be liable to you, or anyone making a claim on your behalf, in connection with the Program or these Program Terms, including but not limited to, use of the Program and any redemption for or purchase of products or services through the Program.
Important note: Notwithstanding the foregoing, any liability that Bed Bath & Beyond may have to you in connection with the Program shall be limited to the amount of any Reward Dollars you have earned in accordance with these Program Terms.
Bed Bath & Beyond, the Bank, and all of each of such company's respective subsidiaries and affiliates make no warranty, express or implied, including but not limited to, any warranties of merchantablity or fitness for a particular purpose with respect to the Program or any products or services related to such Program.
You are responsible for any tax liability that may result from participation in the Program or use of any Rewards Certificate. Consult your tax advisor concerning such tax consequences.
You may cancel your participation in the Program at any time by calling us at:
If you cancel your participation in the Program, you will no longer earn Reward Dollars and you will forfeit your unused and unexpired Reward Dollars. Your cancellation will not affect any previously redeemed Rewards.
The Program and these Program Terms are governed by federal law and, to the extent state law applies, the laws of the State of Utah. You may not assign your rights or obligations under these Program Terms to any other person or entity. Important note: You and Bed Bath & Beyond agree that each of us may bring claims arising from or relating to these program terms only on an individual basis and not as a plaintiff or class member in any purported class or representative action or proceeding.
"Claim," as used in these Program Terms means any claim, dispute or controversy that in any way arises from or relates to these Program Terms.
These Program Terms supersede any previous terms and conditions governing the Program. The Program is not available where and to the extent prohibited by law. If any part of these Program Terms conflict with applicable law, that provision will be deemed severed from these Program Terms and the remainder of the Program Terms will remain in effect. Bed Bath & Beyond will not lose our rights under these Program Terms because Bed Bath & Beyond chooses to delay or not enforce them.
Important note: Any party may elect to arbitrate any claim arising from or relating to these program terms (including disputes about the validity, scope or enforceability of this agreement to arbitration), in which case such claim shall be settled by binding arbitration on an individual basis and not as part of any class or representative action.
Arbitration may be elected by any party with respect to any such Claim, even if that party has already initiated a lawsuit with respect to a different Claim. Bed Bath & Beyond will not demand to arbitrate an individual Claim that you bring against us in small claims court or your state's equivalent court, if any. But if that Claim is transferred, removed or appealed to a different court, Bed Bath & Beyond then has the right to demand arbitration.
The arbitration will be conducted by the American Arbitration Association ("AAA"), JAMS, or any other company selected by mutual agreement of the parties (the "Administrator"), in accordance with the rules of the Administrator. Payment of all filing, administration and arbitrator fees will be governed by the Administrator's rules. If, however, you are able to demonstrate that the costs of arbitration will be cost-prohibitive for you as compared to the costs of litigation, Bed Bath & Beyond will pay as much of the filing, administration and arbitrator fees as the arbitrator deems necessary to prevent the arbitration from being cost-prohibitive for you. The arbitrator will not have the power to award punitive or exemplary damages, the right to which each party hereby waives. The arbitrator's decision must be with written explanation and remain confidential. For purposes of this "Agreement to Arbitrate" section, these Program Terms are governed by the Federal Arbitration Act, 9 U.S.C. sec. 1-16 (FAA).
Opt-Out Procedures: You may choose to opt-out of this Agreement to Arbitrate by sending a written notice within 30 days after the date you accept these Program Terms for the first time. You may send your opt-out notice by mail or hand delivery to 650 LIBERTY AVENUE, Union, New Jersey 07083. Your opt-out notice must include your full name and clearly indicate your intent to opt-out of the arbitration provisions.
Prior to initiating any arbitration, the initiating party will give the other party at least 60 days' advanced written notice of its intent to file for arbitration. Bed Bath & Beyond will provide such notice by mail or email using the contact information on file with us and you must provide such notice by mail to us at 650 LIBERTY AVENUE, Union, New Jersey 07083.
The Bed Bath & Beyond, buybuy BABY, and Harmon Face Values Mastercard and World Mastercard are issued by Comenity Capital Bank, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated.