Benefits

Cardmember Exclusives

Special Financing1 options:

No interest if paid in full within 6 or 12 months on purchases of $250 or more for 6 months and $750 or more for 12 months made in-store with your Big Lots Credit Card. Interest will be charged to your account from the purchase date if the purchase is not paid in full within the promotional period.2

Visit your local Big Lots store today and ask an associate about available financing options.


1Subject to credit approval.

2Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. The sum of the required payments each billing period won't be less than $35 (or Account balance if less). Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. Some balances may be paid off before the promotional period ends. Your minimum payment may be higher than if you did not select promotional financing. Valid for single transaction only. Each transaction placed on a promotional Credit Plan(s) will not earn reward(s). Subject to credit approval. As of 01/2020, terms provided for New Accounts: Variable Purchase APR of 29.99%. Minimum interest charge of $2 per Credit Plan in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms.

Big Lots Credit Card Accounts are issued by Comenity Capital Bank.

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