Benefits

Cardmember Exclusives

Earn 5% back in rewards for every $100 spent1 OR choose special financing3 on in-store purchases with your Big Lots Credit Card. Offer valid from October 1, 2019 through December 31, 2019 at select store locations.



Enjoy 5% back in rewards for every $100 spent1 when you:

1. Are a BIG Rewards member.
2.Use the same email address for your BIG Rewards account, and your Big Lots Credit Card account.



Not signed up for big rewards? Do it at: https://www.biglots.com/account/createAccount.jsp



Make sure your emails match by visiting your BIG Rewards account at https://www.biglots.com/account/login.jsp and your Big Lots Credit Card Account at https://comenity.net/biglots/

Special Financing3 options:


No interest if paid in full within 6 or 12 months on purchases of $250 or more for 6 months and $750 or more for 12 months made in-store with your Big Lots Credit Card. Interest will be charged to your account from the purchase date if the purchase is not paid in full within the promotional period.2

Visit your local Big Lots store today and ask an associate about available financing options.


Subject to credit approval. Offer is exclusive to Big Lots Credit Card holders enrolled in the BIG Rewards program whose emails match in each program. Each transaction placed on a promotional Credit Plan(s) will not earn reward(s). Maximum of $400 spend will be fulfilled in an earning period. Any spend over the $400 max will roll over into the next earning period. Program earning period ends 12/31/2019. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please click
here
.

Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. The sum of the required payments each billing period won't be less than $35 (or Account balance if less). Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. Some balances may be paid off before the promotional period ends. Your minimum payment may be higher than if you did not select promotional financing. Valid for single transaction only.  Each transaction placed on a promotional Credit Plan(s) will not earn reward(s). Subject to credit approval. As of 10/2019, terms provided for New Accounts: Variable Purchase APR of 29.99%. Minimum interest charge of $2 per Credit Plan in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms. 


Subject to credit approval.


Big Lots Credit Card Accounts are issued by Comenity Capital Bank.

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