Benefits

Cardmember Exclusives

Special Financing3 options:

No interest if paid in full within 6 or 12 months.

On purchases of $250 or more for 6 months or $750 or more for 12 months made with your Big Lots Credit Card.

Interest will be charged to your account from the purchase date if the promotional plan balance is not paid in full within the promotional period.

Visit your local Big Lots store today and ask an associate about available financing options.


3Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement and minimum interest charge. As of August 2020, terms for new Accounts: Variable purchase APR of 29.99%. Minimum interest charge is 2.00 per Credit Plan in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms.

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