Apply now for the card that lets you earn extras:

  • $50 new Cardholder Bonus when you open and use your new Ballard Designs Credit Card!*
  • 10% back in rewards or special 12-month financing on qualifying purchases**
  • 20% off for your birthday***
  • Exclusive promotions and new product updates
Ballard Designs Credit Card image
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Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
  • Deferred-Interest Plan Info

    At checkout for certain types of purchases, you may be offered a deferred-interest promotional plan.

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  • Earn Rewards

    Here's how to get awesome extras, bonuses and exclusives.

    See Cardmember Benefits

  • Manage Your Account

    Keep track of your credit card account anywhere, anytime.

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Ballard Designs Credit Card

Ballard Designs Cardmembers Enjoy These Exclusive Benefits:

  • $50 new Cardholder Bonus when you open and use your new Ballard Designs Credit Card!*
  • 10% back in rewards or special 12-month financing on qualifying purchases.**
  • 20% off for your birthday every year****
  • No annual fee***
  • Exclusive promotions, updates on new products & more

*Subject to credit approval. Must make a purchase with your Ballard Designs Credit Card within 60 days of opening new account. $50 reward certificate will be provided on your billing statement within 2 billing cycles of first purchase. Offer available for new cardmembers only. The Ballard Designs Rewards Program is provided by Ballard Designs which is solely responsible for the Program operation. Comenity Capital Bank may change the terms of the Program at any time. Please refer to Rewards Terms and Conditions for additional details.
**The Ballard Designs Rewards Program is provided by Ballard Designs which is solely responsible for the Program operation. Ballard Designs may change the terms of the Program at any time. This reward is issued for reward purposes. The coupon cannot be applied to prior purchases. Coupon cannot be used as payment on Ballard Designs Credit Card Account. Each Reward Certificate may be used for only one purchase. Any unused Reward Certificate value will be forfeited. If presenting in Retail store certificate must be printed or able to be seen on mobile device. For full rewards terms and conditions, please see comenity.net/ballarddesigns.
***Standard variable APR of 28.74%, based on the Prime Rate. Minimum Interest is $1.00 per credit plan.
****Account must be in good standing. Subject to credit approval. Discount may only be used on one purchase. Must have a valid email address with Comenity Capital Bank in order to receive the birthday offer. If account was opened during your birthday month or after the seventh day of the previous month, you will receive the birthday offer during your birthday month the following calendar year.
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