Apply Now To Earn Reward Credits® Faster!

  • 10,000 Reward Credit bonus after you spend $750 in the first 90 days*
  • 5X Reward Credits/$1 at Total Rewards destinations*
  • 2X Reward Credits/$1 on gas, groceries, and airlines*
  • 1X Reward Credits/$1 everywhere Visa is accepted
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Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
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Total Rewards® Visa® Credit Card

The Total Rewards Visa Card* Gives You

  • 10,000 Reward Credit bonus after you spend $750 outside of a Total Rewards®  destination within the first 90 days*
  • 5X Reward Credits for every $1 spent at Total Rewards®  destinations*
  • 2X Reward Credits for every $1 spent on gas, groceries, and airlines*
  • 1X Reward Credits for every $1 spent on restaurants, department stores, and everywhere Visa is accepted

Don't Miss Out. That's up to $100 credit in dining, shopping or hotel stays at your favorite Total Rewards destination.*


*Offer Details:


The Total Rewards® Visa® Card Program 

The Total Rewards Visa and Total Rewards Visa Signature credit card is issued by Comenity Bank pursuant to a license from VISA U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license. Subject to credit approval. The Total Rewards Program is provided by Caesars License Company, LLC which is solely responsible for the program's operation. Caesars License Company, LLC may change the terms of the program at any time. See TotalRewards.com/visa for rewards rules. For more information on earning and redeeming Reward Credits, click or tap here 

No Annual Fee 

Click or tap here for Important Rate, Fee, and other Cost Information. 

10,000 Bonus Reward Credits 

Use your Total Rewards Visa Card outside of a Total Rewards destination within the first 90 days of being approved to earn 10,000 Reward Credits after spending $750. See a list of Total Rewards destinations here. Limitations and exclusions may apply. Click or tap here for additional card benefits and details 

5X Reward Credits 

5X earning based on 4X through use of the Total Rewards Visa Credit Card and 1X with use of your Total Rewards card at the time of purchase. A complete list of Total Reward locations can be found here 

2X Reward Credits 

You'll earn 2X Reward Credits on gas, grocery, and airline purchases. Each merchant is assigned a code by a third party that indicates the merchant's area of business. 2X Reward Credits will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Comenity Bank does not have the ability to control assignment of the merchant codes.

$100 Credit

$100 credit is based on 10,000 Reward Credits® applied to the member's Total Rewards account. Redemption rates may vary. Click here for redemption details.


Account subject to credit approval. Restrictions and limitations apply. Offer subject to change.


Must be 21 or older. Please see a Las Vegas Total Rewards Center for additional details. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change. Must be 21 or older to gamble. (Must be 19 or older in Ontario). Know When To Stop Before You Start.® Gambling Problem? Call 1-800-522-4700. (IL, PA, NJ or CA: If you or someone you know has a gambling problem, crisis counseling and referral services can be accessed by calling 1-800-GAMBLER (1-800-426-2537). MO: 1-888-BETSOFF. IA: 1-800-BETSOFF. IN: 1-800-9WITHIT. MD: Please play responsibly, for help visit mdgamblinghelp.org or call 1-800-GAMBLER. Ontario: PlaySmart 1-888-230-3505. ©2017, Caesars License Company, LLC.

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